If your 19 year old son gets into an accident but is not insured, typically he is the one responsible for the accident, as he is considered an adult. Depending on the circumstances, the owner of the car may also be considered liable for any costs resulting from the accident. The details of the law varies from place to place.
No. But he/she can't drive it unless they are
As long as their agent approves you, and receives the difference in cost for the premium yes of course that happens quite often.
Yes, you can still drive it as long as you have your license.
Yes, but you will be driving illegally. Regarding insurance on written on a personal auto policy, if an insured driver gives you permission to drive their insured vehicle, their insurance covers your liability in an accident. The coverage extends to anyone, whether they are a legal driver, 4 years old, don't have a license, or are blind. However, you need a license to drive in order to be legal.Added: What the question is missing is a statement that you ALREADY HAVE a drivers license or learners permit. If you do NOT have one, you cannot drive under ANY circumstances. As for insurance - it is not the licensed driver that requires insurance, it is the VEHICLE which must be insured.
okay well not sure what will happen for sure but my gf was driving my car and it was not insured and i lost my license and restication for 3 months and had to pay a fine and so did my gf and she got points on her license the other car she rear ended didnt have any damage done to it...so therefore you will probably not get ur license for sometime and the rest would probaby depend on what kind of insurance your parents have..they may have to pay out of there pockets for the accident
If the car is insured and covers other drivers, the damage will be covered to the limits of the policy. If not, they're on their own.
No she is an adult at 19.
They are insured as passengers they are not insured to drive it
No, the parent isn't liable for the accident insofar as they weren't behind the wheel. But the minor probably won't have a license for a good long time.
If you are in your parents vehicle and you are on their auto insurance policy, you would be covered.
He should be a rated driver in the house on something. If not,,,the insurance company could decide to cancel if the teenage driver was not rated, and had a negligent accident.
Yes.