It may be challenging to claim accidental death benefits with an unknown cause of death since the circumstances cannot be clearly defined as accidental. Insurance companies typically require a clear cause of death to process a claim. You may need to provide additional evidence or documentation to support your claim.
if you claim bankrupcy can it effect your pension
Building insurance claims may be due to a variety of factors, such as accidental damage. One may need to claim on buildings insurance if one's house suffers storm damage, for example.
circularity
Circularity
Probably - you'll need to read the policy conditions to see if a clause exists that excludes or limits coverage for accidental death caused by or contributed to by the use of alcohol, drugs, etc.
Most homeowners policys will say the loss must be ''sudden and accidental'' not ''gradual" turn in the claim for the answer, doesn't cost anything to file the claim........good luck to you......
If the policy was an accidental death policy, probably. Accidental death usually relates to accidents on common carriers such as a plane, train, automobile,or bus. An OD would not be considered an accidental death.
As far as a new claim? No, that ended when the child turned 18.
The Barnum effect refers to the tendency for individuals to accept vague or general statements as highly accurate descriptions of themselves. This is often seen in pseudopsychology, which includes practices that claim to be psychology-based but lack scientific evidence or validity. Factors that contribute to this phenomenon include the use of broad statements that could apply to anyone, the desire for validation, and the tendency to interpret information in a way that confirms existing beliefs.
If the policy was current, and the attending physician's opinion is that it was an accident then no they cannot deny the claim on those grounds.
the standard proceedure is to allow no more that six months to rocess the claim. That is from when the claim is filed.