a creditor can only ask to speak and only give information to the person of whom it has an account with. they may not at any time give out any information not even the company from which they are calling to any other parties not specified by the client. once they have made contact with the client or person of interest they may only try to collect monies for the account however they cannot threaten court or any other legal proceeding without orders from the head of the company.
No laws against it
Well, fro answering the phone and starting a call, you obviously say hello, or hi, of hi... who is this. For ending a call, you say bye, or bye it was nice talking to you.
say your free and your really hot then take her phone number and say "call me"
U can call celebrities on their fan phone an they will most likely call you back
Nothing
reject it or.... say hello!
"Give me a ring" is a common way to say "give me a call" in British English.
Probably, yes. Your question is really what can the association's agent/ director say about you in such a telephone call. Your local and state collection laws apply in this case.
A-t-il vous téléphoné? (Assuming you mean phone call)
if your friend gives you a phone call to say that you do not call him/her is called proxy.
you pick up the phone and dial the # and say hello to who you want to talk to
Por una llamada telefónica.