There is nothing stopping you from filing right away. Any loans or deals for at least 2 years before filing will bescruitinzed closely and possibly reversed or excluded from protection.
Not for the loan, which should have been in the BK
Chapter 7 has no maximum loan amount.
Yes.
I am in chapter 13 with part of nelnet loan as repayment. Not sure why they did not file total loan in the plan
In the UK there are several organizations that offer free advice on obtaining a personal loan for the purpose of debt consolidation. You can talk to your loans officer from your bank to help you decide if a personal loan is a good idea.
maybe
There are several disadvantages to obtaining a fast cash personal loan, specifically the high levels of interest one will have to pay back. One needs to make sure the loan is from a reputable company.
Of course.
For United Kingdom residents, obtaining a personal loan requires many factors, most practically an institution that will loan the money. Locations for this include Halifax, Tesco Bank, and Derbyshire.
Gov't insured or Guaranteed loans are not dischargable.
No. The court would likely not allow it because you intend to commit fraud by obtaining a loan with no intention of repaying it. But that's really a question for your lawyer.
Some financial establishments do offer personal loans without obtaining a credit check first. Some of these include Elephant Loan, Arvco and Boca Raton.