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If you can't get it caught up eventually you'll have to go back to your lawyer and he will have to file a written motion to have the plan modified. Your lawyers additional fees for doing this, plus fees of any creditors lawyers who want to be heard on the motion, will be added to your plan. If you just cant pay it eventually the court will allow the mortgage holder relief from stay and they can foreclose.

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Q: How do you stop relief of stay when im behind?
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