i need to get a repossession off my credit report
Not if the bankrupcy actually belongs to the person on whose report it shows. The credit bureau will simply correct the SS#.
Filing bankruptcy does not remove a charge off report from a credit card on your credit report. It just adds bankruptcy to your credit report.
* The question is a little vague, however here's what I can say: IF, and it should have been, the repossession was first put on his credit report 7years ago then no. Any negative credit - excluding bankrupcy - by law must be taken off your credit report after 7years of its last active date (this is either when it was put on, or when you last paid it).
If Its off your credit report ,and rental history you can stop clamming today!
If the account is legitimately yours, then you cannot legally have it removed from your credit report. However, if you paid the collection account off, it should be reported as paid on your credit report. Still, the accounts will not be removed from your credit report for 7 years.
A bankruptcy will remain on a credit report for the required ten years, it cannot be removed arbitrarily.
get a job. collect paycheck. pay off bankrupcy << Completely Useless Answer. Try this- there's not a whole lot you can do. You're looking at having to wait until the Statute of Limitations has run out. Typically 10 years.
No you cannot remove a repossession off your credit report if your cosigner has a judgement on the repossession.
It should rotate off of your credit report about 7 years after being discharged. It cannot be removed.
A charged off account is similar to a collection on your credit report. The creditor has written off the debt owed and closed the account. The debt is still valid though and can be collected on. The charge off will lower your credit score unless removed. You can dispute a charge off and this give the credit bureaus 30 days to verify the charge off or it must be removed from your credit report.
There are services that can help get things off of your credit report. One that I know of that offers a free credit review is Total Credit Care. The website is www.mytotalcreditcare.com. Best of Luck to you!