If you are not at least separated there isn't much you can do and if she has charged anything on that credit card you will be responsible for paying for it. I suggest you call the credit card company and have them take her name off the credit card and it will be in your name solely and be sure they protect you against others using your card (this can be done at a minimal fee.) A word of advice ... change your banking accounts if you have any because if you have joint accounts she can wipe you out! Marcy
No,thats wrong if there family its even worse
Credit Action was created in 1994.
Identity theft can affect your credit without your knowledge!
Data skimming refers to the unauthorized action of capturing sensitive information from individuals without their knowledge, typically from credit card or other payment transactions. This information is then often used for fraudulent activities like identity theft or financial fraud.
No. They will always try to get in touch with you or give you a notice or a grace period to pay off your dues before you are dragged to court. If they try to reach you and you are not available at the address mentioned in the documents then they can file a case without knowledge.
If your name was added on the initial applications (with or without your knowledge) then yes, you would be responsible for the debt. If not, the debt still needs to be paid - and proceeds for that can come out of the deceased person's estate ... for married couples, that can mean ... You ... as the widower is the estate at this point.
Chances are yes, especially if she wasnt on the account. State laws vary on the issue. You might want to start with a call to the issuing bank.
Without knowledge of the credit agreement you have on the account it would not be possible to give a clear answer. Make sure to check with the store cashier whether your payment method would be accepted before making a purchase.
Short answer:It depends on the bank. Most likely though, no. Long answer:It depends on the bank and if the person asking the credit limit increase is a primary card holder. Most banks or credit card companies won't allow a secondary card holder to increase the credit limit. I just called and checked. The bank my credit card was associated with was MBNA.I am a secondary card holder (my name is on the card, but the primary responsibility to the account is under someone else's name).They told me the primary card holder needs to call in to modify the credit limit.So in my case, the answer is no. An authorized user of the card cannot increase the credit limit without the knowledge of the primary card holder.
Once you apply for credit, it will automatically establish a record with your information. It is a good idea to have proper knowledge in handling your credit affairs.
Call a local attorney for state specific advice.
YESSS!!!!! I HAVE A FRIEND THAT HAPPENED TO BY HIS EX-WIFE. HE HAD NO IDEA BUT IS NOW PAYING THOUSANDS BACK