Yes.
Yes, a judgment creditor can execute the judgment as a wage garnishment.
No, N.C. law does not allow wage garnishment when it pertains to credit card debt.
Yes, Texas allows garnishment of wages for credit card debit
No, not for the debt alone. For garnishment to occur in any state, the creditor must have a valid civil judgment. Unpaid credit card debt, however, is a common reason for a judgment to be issued.
I thought this was illegal. How is the credit card company that is garnishing his wages supposed to collect their money when our account is frozen?
Generally, all income in Texas is exempt from garnishment for Cr Cards, although that certainly does not mean that may other methods of recovery aren't used.
You cannot write off credit card wage garnishment payments on your taxes. It is best not to get into a situation where your wages are being garnished.
Yes, that is the way a garnishment works. When the credit card company sues you for non-payment of debt, they win a judgment. The judgment can be a garnish on your paycheck or your bank account. It makes no difference who you have a bank account with if they were awarded the garnishment by court.
file bankruptcy
Yes. This is a contract account. As such, once the creditor has obtained a judgment, they have a variety of means of collecting the debt.
No. Texas does not allow creditor wage garnishment, regardless of the amount owed.