Usually the health insurer will record a lien, and, as, that lien will have to be paid off. The amount of the lien may be able to be negotiated downward after you receive settlement money. * If you are validly insured then it is the responsibility of the insurer to cover those costs which are covered under the existing policy. that is why you pay insurance premiums in the first place. Depending on the circumstances the insurer may try to recover monies paid for medical expenses from the person or the person's insurer who was At Fault in the accident. Liens are only possible if a lawsuit is won and a judgment is awarded to the plaintiff. The exception being a Mechanic's lien which is used to recover costs for repairs or improvement of the real property in question.
If you have coverage on your auto insurance policy that pays medical expenses to you or to the hospital, the answer is yes that you do have to reimburse your health care provider. The health insurance policy states that they will pay for expenses incurred in an auto accident over and above any coverage you may have on your auto insurance. You agreed to this in your policy by taking out the policy, so you have no choice. It is actually illegal for you to pocket money you received in duplicate payment for the same expenses, which is what this would be.
You do not have to reimburse your insurance company if the accident is the fault of the other driver and the claim is made on their insurance. If the accident is the fault of the other driver and their insurance does not cover everything and you make a claim on your insurance for reimbursement, your insurance will subrogate (collect back) from the other company.
The at fault driver's auto insurance company will pay for your medical treatment out of their Bodily injury liability coverage.
Not usually, unless it is for the treatment of some serious and lengthy medical injury for which the auto insurance is insufficient.
Unreimbursed medical expenses are those that your insurance company, or HSA will not reimburse you for. These costs are not covered on your plan.
A teacher should get an insurance when he teaches at school in order to avoid paying high medical treatment costs. In case of accident at work, a teacher can for reimbursement of medical cost.
The insurance company would pay them directly to make sure they are paid.
Auto insurance is basically not a medical insurance. However, if you are involved in an accident and need medical attention or treatment from phisotheraphy or massage can be approved and paid by the insurance company based upon the medical reports and the need for the same. Massage treatment would fall under no fault coverage of the auto policy for eg in Ontario where this coverage is compulsory. In some parts of state this coverage is covered.
If you put medical insurance on the policy when the policy was purchased.
Well, it will be covered under medical insurance provided you are to stay at hospital/nursing home for a minimum period of 24 hours for treatment of your broken ankle. Alternatively, if you are having Personal Accident Policy, you can avail of medical benefit from that one.
You are to opt for Health Insurance Policy or a Personal Accident Policy (in case of loss of sight due to accident). In fact, Health Insurance Policy will provide you for medical expenses for treatment relating to recovery of eye sight only.
Yes it should, but the auto insurance company may have to pay the medical insurance after the claim is paid.
Yes, unless you pay/reimburse the employer for the insurance premium out of your own pocket.