answersLogoWhite

0


Best Answer
YES!YES, AND THEY WILL BE. For gods sake, contact the lender and let them know you cannot afford to make the payments, they will work with you. You do not want your wages garnished.

FYI....There is a company that helped removed my defaulted student loan garnishment. Contact them at www.asgardfinancial.com .

Educational loans are particularly sensitive when it comes to wage garnishment. Even states that do not allow wage garnishment exempt student loans so to answer your question - yes. Your student loan lender can garnish your wages until the full student loan is paid in full. If you are having trouble paying them off and need to lower payments or some other form of debt relief, there is an ombudsman service from the Federal Student Loan that you can use: http://wagegarnishmentforum.com/index.php?topic=53.0
Yes, they definitely can!

If your defaulted loans are federal, like Stafford, PLUS, or Perkins, then you can get help from Default Management Services, Inc. Use Google to look up the phone #. Ask for Doug

User Avatar

Wiki User

11y ago
This answer is:
User Avatar
More answers
User Avatar

Wiki User

15y ago

(in the US) student loans are guaranteed by the government for the sole purpose of the borrower completing their education and becoming a contributing member of the community. As a general rule the loan payment itself, is free from being garnished because it is not considered income.

This answer is:
User Avatar

User Avatar

Wiki User

14y ago

Yes, if federal student loans go into a default status, the collection agency can garnish. If you want to get out of default, there are two ways:

There are only 2 ways to get out of default on your Federally Guaranteed student loans.

  1. Contact your collection company or student loan servicer and request to enter the rehabilitation program. Most people qualify, but I have seen some refused when the default is over 10 years old. In the rehabilitation program, you will need to make 9-12 on-time payments in addition to your garnishment. After the 9-12 on-time payments, they should stop the garnishment, but you will stay in a default status until your Rehabed loans are sold to a new lender. In the past, that was an easy process, but in these turbulent financial times, other lenders are not buying rehabed loans. So, with this option your loans will stay in a Default status for the forseeable future.
  2. The second way you can get out of default and have your garnishment lifted is to consolidate your loans. These days very few Federal lenders will consolidate defaulted loans and your lender will probably not release the loan for consolidation while in a garnishment stage. The good news is, there are a few companies out there that will help you get a garnishment lifted and find a Federal lender to consolidate the loans. One good example is Default Management Services, Inc. They are the cheapest I have seen and give a 100% money back guarantee on their services. You can Google the company name to get the phone #. Ask for Doug, he is very knowledgeable.
This answer is:
User Avatar

User Avatar

Wiki User

14y ago

In the event they secure a judgment against you then yes. The only way to garnish wages, aside from the federal government attaching your wages or freezing your accounts, is to have an order of garnishee. Without it, no employer will release wages for garnishment. Any who do are perhaps criminally liable. If your wages have been garnished, ask for a copy of the order.

This answer is:
User Avatar

User Avatar

Wiki User

16y ago

Yes. If it's a federally-backed student loan you got through the FASFA they don't even need to take you to court.

This answer is:
User Avatar

User Avatar

Wiki User

15y ago

they wont garnish a wage, but you wont get a tax refund....dont bother hiding cuz they will find you. they should have those people try to track down Osama bin Laden.

This answer is:
User Avatar

User Avatar

Wiki User

14y ago

this could happen, however, you are better off to hire a lawyer, or get legal aid.

This answer is:
User Avatar

User Avatar

Wiki User

15y ago

Yes. Any consumer debt can seek a judgment and as a result enact a garnishment.

This answer is:
User Avatar

User Avatar

Wiki User

16y ago

YES.

This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: Can your wages be garnished for child support and student loans?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Related questions

Can child support owed to the custodial parent be garnished if they owe for student loans?

no


Can state disability check be garnished in ca?

It can be garnished by the federal government. Federal student loans, IRS debt, ect. Also if you owe back child support or alimony payments, it can be garnished. However, it cannot be garnished by regular creditors.


Can your wages be garnished if you voluntarily repo your car in Texas?

YES No, wages can not be garnished in Tx except for the IRS, Student Loans, & Child Support.....They can however garnish a bank account if they get a judgment against you in court.


Can a VA disability pension be garnished for a student loan.?

Your VA disability to my knowledge is untouchable to all creditors, to include child support, and student loans. Your student loans will affect your credit report negatively until it is in good standing. It will never go away or default. You can not claim it on a bankruptcy either.


Can your teacher retirement pension be garnished?

In some cases, teacher retirement pensions can be garnished to pay debts such as child support, spousal support, or federal student loans. However, state laws vary regarding the extent to which teacher retirement pensions can be garnished, so it is best to consult with a legal professional to understand your specific situation.


Can a disability check be garnished if debtor is in jail or prison?

It depends on what the money is owed for. Your check can and will be garnished if you owe money for child support, back taxes, student loans, owe money the state you live in. Other than that, no, regardless if you're in prison or not.


What debts do you still have to pay after filing bankruptcy?

student loans child support


Can my husbands wages be garnished if I default on my student loan?

Not if he did not cosign on the loans.


Can 1099 independent contractors be garnished in California for student loans?

Yes


Texas wage garnishment laws?

In Texas, wages may be garnished for child support, alimony, taxes, and student loans. Garnishment requires your employer to withhold a certain amount of money from your paycheck and then send this money directly to your creditor.


In Iowa can student financial aid be garnished?

If the loans are federally guaranteed then yes they can be garnished. If you need help with the consolidation of your defaulted loans, click on the default link below.


Can a wages be garnished in Texas for a SBA loan?

The state of Texas does allow for the garnishment of wages other than child support and school loans. Tax returns and other federal monies can be garnished.