Can your wages be garnished for child support and student loans?

Answer 1

YES!YES, AND THEY WILL BE. For gods sake, contact the lender and let them know you cannot afford to make the payments, they will work with you. You do not want your wages garnished.

FYI....There is a company that helped removed my defaulted student loan garnishment. Contact them at www.asgardfinancial.com .

Educational loans are particularly sensitive when it comes to wage garnishment. Even states that do not allow wage garnishment exempt student loans so to answer your question - yes. Your student loan lender can garnish your wages until the full student loan is paid in full. If you are having trouble paying them off and need to lower payments or some other form of debt relief, there is an ombudsman service from the Federal Student Loan that you can use: http://wagegarnishmentforum.com/index.php?topic=53.0
Yes, they definitely can!

If your defaulted loans are federal, like Stafford, PLUS, or Perkins, then you can get help from Default Management Services, Inc. Use Google to look up the phone #. Ask for Doug

Answer 2

(in the US) student loans are guaranteed by the government for the sole purpose of the borrower completing their education and becoming a contributing member of the community. As a general rule the loan payment itself, is free from being garnished because it is not considered income.

Answer 3

Yes, if federal student loans go into a default status, the collection agency can garnish. If you want to get out of default, there are two ways:

There are only 2 ways to get out of default on your Federally Guaranteed student loans.

1. Contact your collection company or student loan servicer and request to enter the rehabilitation program. Most people qualify, but I have seen some refused when the default is over 10 years old. In the rehabilitation program, you will need to make 9-12 on-time payments in addition to your garnishment. After the 9-12 on-time payments, they should stop the garnishment, but you will stay in a default status until your Rehabed loans are sold to a new lender. In the past, that was an easy process, but in these turbulent financial times, other lenders are not buying rehabed loans. So, with this option your loans will stay in a Default status for the forseeable future.
2. The second way you can get out of default and have your garnishment lifted is to consolidate your loans. These days very few Federal lenders will consolidate defaulted loans and your lender will probably not release the loan for consolidation while in a garnishment stage. The good news is, there are a few companies out there that will help you get a garnishment lifted and find a Federal lender to consolidate the loans. One good example is Default Management Services, Inc. They are the cheapest I have seen and give a 100% money back guarantee on their services. You can Google the company name to get the phone #. Ask for Doug, he is very knowledgeable.

Answer 4

In the event they secure a judgment against you then yes. The only way to garnish wages, aside from the federal government attaching your wages or freezing your accounts, is to have an order of garnishee. Without it, no employer will release wages for garnishment. Any who do are perhaps criminally liable. If your wages have been garnished, ask for a copy of the order.

Answer 5

Yes. If it's a federally-backed student loan you got through the FASFA they don't even need to take you to court.

Answer 6

they wont garnish a wage, but you wont get a tax refund....dont bother hiding cuz they will find you. they should have those people try to track down Osama bin Laden.

Answer 7

this could happen, however, you are better off to hire a lawyer, or get legal aid.

Answer 8

Yes. Any consumer debt can seek a judgment and as a result enact a garnishment.

Answer 9

YES.