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∙ 10y agoYes, if it is a group policy the company is the owner of the policy. You may qualify for COBRA coverage. Loss of coverage from your employer for any reason allows you to obtain coverage under the Affordable Care Act any time of the year. You may even qualify for premium assistance or a tax credit. Find an insurance agent that is certified to offer the plans and other options in your area.
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∙ 10y agoTechnically employer should inform the insurance company when they terminate any regular employee. Then insurance company will give 31 days window after termination date. That way, the emplyee could able to change their insurance either to new company benefits program or convert to individual health insurance. The employer can't terminate your group health insurance.
The workers comp insurance company requires the employer to insure all the employees.
yes
That depends on the employer and the employer's insurance policy.
No. The Employer must notify you.
Yes. A company may offer a credit if you decline insurance as long as you have other coverage. If you dont have other coverage you can't opt out of insurance if offered by your company
I presume your asking about Medical/Health Insurance? If you are out of work for a work-related injury [ie. you're on work comp] your company can terminate your medical/health insurance. I don't think it applies to short-term or long-term disability as those are health/medical benefits to begin with.
My employer requires that my husband participate in his company's health insurance or they will drop him from their insurance. Insurance is a choice offered as a benefit by the employer because the employer is paying a portion of the cost to be insured. You do not have to participate if you don't want to. Also, the question being answered is that can an employer force an employee's spouse to take coverage offered elsewhere: NO. If a company offers a family health plan, they CANNOT specify that a spouse take other insurance if available. They CAN require that if you are declining coverage from them (your own employer), that you show you have coverage elsewhere.
Yes, unless the Insurance Company is doing it.
I need SR22 Insurance for a prospective employer. I don't have a vehicle in my name but need this insurance.
No, They can not
Yes. If it's a company car and is insured through your employer, the employer's insurance company would pay out the claim. The accident would still show up on your record though.