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Absolutely. 630 is not the worst score in the world. Depending on where, a landlord may ask your for a larger security deposit or for a guarantor that will guarantee your payment. It also helps to show pay stubs, tax returns, and letters of employment.

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Q: Can you rent and apartment with a 630 credit score?
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Susan is searching for a new apartment Her monthly salary is 1 800 she wants to spend no more than 35 of her budget on rent What is the maximum amount susan is willing to pay on rent?

630


What are the credit score ranges?

it all depends on your debt ratio. some people might have good credit score, 660, and if they owe too much vs their income, it it is difficult to apply for any major loans. average credit score is between 630-660.. anything above is consider good credit score..


Why do brokers look at the middle score as opposed to the highest one on your credit reports?

I work for a mortgage company and we also use the middle score. Because the three scores can differ so significantly the middle score is a way of averaging out the 3 scores. Also if you're applying for a loan with a co-borrower you should know that we use the lower of the two borrowers middle scores when determining what credit score to give the loan. So if your scores are 680, 700, and 710 we score you a 700. If you're applying with your spouse who's scores are 610, 630 and 640 the spouse's score would be 630 and 630 would be the score assigned to the loan.


Can you buy a house with a 630 credit score a foreclosure and a bankruptcy 2 years ago?

It depends on who you're asking for a loan. But, maybe.


What is the maximum amount Susan is willing to pay on rent?

630


What is the minimum credit score possible?

The minimum FICO-based credit score is 300 while the maximum is 850. However, some scoring models utilized by credit bureaus may be tweaked so that a different formula is used as well as a somewhat different range in scores may be used.Any score from 350 to 499 is deemed bad credit.500 to around 629 is considered subprime.630 to 719 is considered prime.720 to 850 is considered superprime.Anything above 760 is considered perfect credit.


Currently have a credit score of 630 with 6 items in collections which are paid in full this month 30K in student loans start paying this month How will your credit look in 12 months?

That's really a question for a credit counseling type company who can answer questions relating to your credit score. I can tell you that until you consolidate your loans, they appear as itemized on your credit report. Once you consolidate your student loans they appear as one loan and give you a lower debt to income raition therefor giving you better FICO/Beacon score.


With a 630 credit score and an income of 36000 annually how large of a car loan can one qualify for?

I would focus more on what type of interest rate you'll be getting when it's time to finance


Can you get a mortgage with a score of 509 and a co signer?

Heck no you are dreaming minimum credit score is mid 600's that is MINIMUM my score is 550 and even w/ a co-signer who has a score close to mine IS NOT POSSIBLE. On the other hand if the co-signer has a score of 630+ and has good income 50k+ sure you can get a loan it all depends on co-signer really not you, if both of you have bad scores forget out about ESPECIALLY IN TODAY'S MARKET. Call a debt consolidation company and fix your credit I know a specialist who helps people rebuild their credit. For example this couple had collection accounts and score of 500 and 9 mo later not only they had a good score, they bought their first home and closed by 9th month. Hope this was helpful


If your credit score went from 740 to 630 after two 30 day late credit card payments how long will it take for your score to recover?

Credit scores are calculated based on ALL the information reported. Derogatory items, including older collection accounts being updated, legal items being filed and late payments, affect your score in the "history" portion. History accounts for 35% of the score. Your late payments will appear on your credit report for 7 years. Their impact is significant in the first 12 months and decreases from then on, but they will continue to impact your score for quite some time. As a general rule of thumb, a 30-day late will drop your credit score by about 50 points. This might seem like a big hit, but it halves after 12 months, then does the same after 24 months. Therefore, after 3 years, the 30-day late payment will still result in a 6-point dip in your credit report.


If you have a credit rating of 580 and your wife's is 630 what kind of rates can you expect to get?

Um ... not a good one.


Erika has received scores of 82 87 93 95 88 and 90 on quizzes What score must Erika get on her next quiz to have an average of 90?

95 90*7=630 90+88+95+93+87+82+_=630 630-535=_ _=95