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Overdraft fees can be refunded by calling the bank and asking them who accepts legal paperwork on behalf of the bank, because you intend to take them to small claims court and get your money back.
The bank will usually refund the overdraft fees within a few days because it would cost them more to defend themselves in court than it would be to refund your fees.
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Are excessive overdraft fees legal?
Yes
Can you claim bank overdraft fees on your taxes?
yes
Can a bank take you to collections for overdraft fees?
Yes.
Which of the following fees would likely be the highest?
Overdraft fee
What to do about unpaid overdraft fees?
Pay it. The problem goes away.
Can Overdraft fees be charged for checking bank balances online?
If you try to spend more money than you have in your account you will be charged overdraft fees no matter if you are using online banking or physical checks or credit cards.
Why was your public defender fees refunded?
Public defenders are court appointed counsel, and are paid by the state or county in which they are employed. You do not pay fees to retain a PD. In some states, the court may order you to pay restitution to the state/county in the form or some or all of your PD fees, if you are found guilty. These fees are not refunded, and become a condition of your probation.
What is a fee you are charged when you write a check and do not have enough money in your account to cover it?
You may be charged one of two fees: - An insufficient funds (NSF) fee, if you do not have overdraft protection - An overdraft protection (ODP) fee, if you have overdraft protection and money is transferred from your overdraft account to cover the check
What is a honor overdraft limit?
Honor Overdraft, such as at Wesbanco bank, is an amount you can overdraw your account before it being held against your credit. Wesbanco's honor overdraft for instance allows you to withdraw (in transaction, such as restaurant or store, ATM will not allow withdraw) $1-499 over your account balance before it is held against you, though overdraft fees and collection fees do apply until this negative balance is paid in full.
Advantage of overdraft?
Having overdraft protection on your account helps you avoid excessive fees. When the money isn't in your main account, your overdraft account will protect you by providing the money for the charges.
What are Overdraft fees?
If you have a checking account, you may have what is called overdraft protection. That means that if you write a check for more money than you have in your account, the bank lends you the additional money you need to cover the excess. If you have 10 dollars in your account and you write a check for 25 dollars, you have an overdraft of 15 dollars. The bank lends you 15 dollars to cover the amount that you do not have. The bank has a fee for lending you that money. That charge is called an overdraft fee. It is good. Your are not bouncing checks. You are not going to jail for bouncing checks. Still, you used the word fees which is plural. If you are writing a number of checks and are constantly getting hit with overdraft fees, you might find a different way of paying for things. Bitcoin is a way to avoid these fees, bit. ly/btcrefs
Advantages and disadvantages of overdraft?
The main advantage of having overdraft protection is that if you accidently go over your available funds it will cover the cost with no additional fees. The main disadvantage is that you may find yourself abusing the overdraft protection to get things you do not have enough money for.
