You CANNOT do any major purchases, sales, new debt, etc.....WITHOUT the approval of your administrator. Do something, like RIGHT NOW, that you absolutely should have done before: All those papers that have what you generally not only agreed to, but ASKED THE COURT TO DO, and swore you would abide by (signed and everything)...and even signed agreeing that not doing them would subject your case to dismissal and you to possible legal prosecution.......READ THEM.
You can buy anything you want.
However if you want to get a loan, (which you should understand by now means you haven't bought anything...just really incurred an obligation), you need to get approval of your trustee. Not doing so, which you agreed to do for the courts protection from your existing creditors..means your case will be dropped and you will likely have to deal with criminal contempt of court charges.
And a lender...and that ain't going to happen.
You can incur no new debts or make any financial changes without getting approval of your administrator. Please read the documents you signed and swore to abide by to the court...where you agreed to all this...failing to do what you swore to is not only at least criminal contempt of court, but will have your case summarilarly dismissed.
While in a Chapter 13, all major financial transactions need the approval of the bankruptcy trustee.
The day you are discharged you can buy a car. You need to take proof that you are discharged.
If you wreck your car after filing for Chapter 13 bankruptcy you can file it on your insurance. You can then replace your car based on the bankruptcy order.
In GA Can you get your car back after a repossession if you file chapter 13 bankruptcy
When you donate a car after bankruptcy this means you are giving a property that you owned. Well, that's okay but not the right choice specially in times like this. Consult Atty Jeffrey Cancilla, he can help you deal with your problem.
A car is not totaled in a chapter 13. A car may be totaled while the owner is in a chapter 13. If the car was fully exempted, nothing happens. If you need to buy a new car, you will have to get permission from the bankruptcy court after you file a specific purchase agreement (car loan) which should not seriously affect your plan payments. Why are you not asking your lawyer?
Dismissed or completed? If it were dismissed, your credit report will show that you filed for bankruptcy. Obviously, if you filed bankruptcy your credit is not great. You certainly can buy a car for cash. Finding someone to lend you money; or getting a loan will be more difficult.
You will need permission from the trustee before doing anything financial while in chapter 13 bankruptcy. You will have already signed paperwork agreeing to full disclosure with your trustee when you filed.
The day you get your discharge paper. I do caution against that because ANY bad mark after a bankruptcy is taboo and you will not be able to finance anything for a long time.
Yes
No.
If you filed a Chapter 7 bankruptcy and buy a car before the discharge is issued, there's no impact on your case. If you're in Chapter 13, however, your disposable income post-filing until discharge may be considered property of the estate; in addition, if you're financing the new car then you likely need to have the court's permission before entering into the financing agreement.