yes. you simply need to find an agent that offers a basic non-owned vehicle policy. Note: these policies tend to cost a little more dependant on your driving history, but are still relatively inexpensive. If you have difficulty finding an agency that offers the coverage feel free to send me an email @ randywilliams1703@Yahoo.com and I'll be glad to forward some suggestions.
To be a licenced driver in the United States, you must have Liability insurance. To be a licenced driver in the United States, you must have Liability insurance. To be a licenced driver in the United States, you must have Liability insurance. To be a licenced driver in the United States, you must have Liability insurance. To be a licenced driver in the United States, you must have Liability insurance. To be a licenced driver in the United States, you must have Liability insurance. To be a licenced driver in the United States, you must have Liability insurance.
Not in Texas.
Anyone over the age of 18 can buy autom insurance in Texas, licensed or not.
It does not matter to an insurance company that the other driver had a suspended license. Liability is determined by the factors of the accident and the evidence put forth. The fact that the other driver had no license does not affect liability or the handling of the claim.
I doubt there is insurance available to you. With a permit, you are actually driving under the authority and liability of the licensed driver in the car. It is their insurance that protects you and other drivers in the event of an accident. Once you have a driver's license and own your own car, you can purchase insurance from almost any insurance company.
I doubt there is insurance available to you. With a permit, you are actually driving under the authority and liability of the licensed driver in the car. It is their insurance that protects you and other drivers in the event of an accident. Once you have a driver's license and own your own car, you can purchase insurance from almost any insurance company.
When a car is borrowed (with permission) the insurance of the car owner is primary and the insurance of the driver is secondary. Here, the car owner has no coverage to pay for the damage to his/her own car, so the driver's liability insurance would cover the cost of the car. That is assuming the driver has liability insurance, if the driver doesn't have liability insurance, the car owner is stuck (unless he sues the driver).
You'll have to contact an independent Insurance Agent. Most standard Insurance companies will not issue a policy to an unlicensed driver but you can find a non-standard insurer that will usually for up to 60 days until you get your drivers license. You'll just have to look around a bit for a licensed insurance company in your state that will accept the risk.
Yes, but unless you list a licensed driver on your policy it will be very expensive.
No, but if you wish to actually drive a vehicle, you will need to have insurance on that vehicle. A driver must also have a valid driver's license. Anyone who wishes to drive a car on a public street needs to have that vehicle registered and licensed as well as having liability insurance on that vehicle.
Liability Insurance
It is my understanding that the car owner's insurance pays for the person who was hit. The driver's insurance is responsible for the car he/she was driving.