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How do you get a debt collector to stop calling?
"If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter - even if you don't think you owe the debt, can't repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don't want the collector to contact you again, tell the collector - in writing - to stop contacting you. Here's how to do that: Make a copy of your letter. Send the original by certified mail, and pay for a "return receipt" so you'll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt. "
Can a debt collector block their phone number?
I don't think there is a law stating a debt collector cannot call from a blocked number. That would be like saying the letter they mail you needs to have a return address on it. Check out this link for a consumer guide to debt collection.
How do you get a collection agency to stop calling you about an account that is not yours?
The Fair Debt Collection Practices Act 15 USC, Section 1692c(C) CEASING COMMUNICATION reads "If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or the consumer writes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer..." So the magic phrase is "in writing". This type of letter is known as a "cease & desist" letter or C&D. Collection agencies only have to obey this provision of the law when it is in writing. Send your letter via certified mail, return receipt requested. If the collection agency contacts you again, you can sue them for violation of the law. You might also want to dispute this debt at the same time.
Do you have the right to refuse a payment if lien holder refuses to give recipt on payment?
No! But there are was around it, use a certified or cashers check so that you have proof that it was paid, send it certified mail so that you can show it was signed for etc.
What duties are related to debt collector jobs?
As a debt collector, duties will often include updating debtor records, searching for updated contact information for the debtor, contacting debtors by phone or mail and negotiating payment plans. The average salary for a person in this position is about $32000 per year.
If a debt collector has never sent you a written notice about a debt can you still be sued for the debt?
Technically the collector should have sent you some form of documentation regarding your debt. Although with lawyers and the court system today nothing is definite. Perhaps it got lost in the mail? I would not bank on the fact that just because you were not sent a document does not mean you can't be sued. If you have talked with the debt collector on the phone this can be used as a form of communication in a law suit. I would recommend keeping track every time you were contacted by a debt collector. Here is a good article on debt collection and your rights that might help also. http://hubpages.com/hub/Debt-Collection
Is there any way to block debt collection predictive dialer calls?
If you answer the phone when a debt collector calls, you can tell them not to call you back. That is part of Fair Debt Collection laws that were passed in a few years ago. They can still contact you through the mail, but wont
Is a certified letter bad news?
i got a usps for to pick up certified mail but it was close is it bad news to get a certified mail.
Can a debt collector leave numerous phone messages but never send the initial collection letter in the mail?
Absolutely. However, if you want the calls to stop, all you have to do is send a letter to the collection agency requesting only written correspondence. This has to be done in writing and the agencies have to abide by the request. If they refuse to give you an address to which you can send the letter, you can report them under the Fair Debt Collection act. They can, but if you tell them not to call you anymore they have to stop calling you.
Is certified mail the same as registered mail?
yes :)
How do you know who sent you certified mail?
Certified mail requires you to sign for the mail. To know who sent the certified mail, you usually need to sign for it but the sender's name is typically listed on the green card attached to the mail. You can ask to look at the card before signing and if you miss the delivery, you can look at the slip the mail carrier leaves for you that lets you know you had a certified letter or package.
How much certified mail cost?
The cost of certified mail will be determined by the weight and where it is being sent. The average cost for this type of mail is five dollars.
