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No, not legally. You'll need to consult your state laws and/or an attorney to be sure. As in a couple might be living apart but still maintain joint lives for the most part and have not yet divided property and/or debts. Joint checking accounts, credit cards and the like may or may not be in use by both parties and depending upon the laws in your state, debts and property acquired during this time may or may not be considered jointly owed or owned.

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Q: Can a couple living two different lives be considered as separate divorced?
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