Generally, no, but there are a few exceptions to the rule: 1) Benefits can be garnished to enforce child support and/or alimony obligations; 2) Benefits can be garnished to collect unpaid Federal taxes; 3) Beneficiaries can elect to have a percentage of their benefits withheld and paid to the Internal Revenue Service to satisfy their Federal income tax liability for the current year; 4) Benefits can be withheld and paid to another Federal agency to pay a non-tax debt the beneficiary owes to that agency
State disability payments typically are not affected by any private coverage you may have. Some private policies will "integrate" with other disability programs to make sure that you are not replacing too much of your income. Insurers don't want people making more money being disabled than working.
nope that question jwsalk;dsffhkjlsadfhjalk denied
is this social security disability or private? Some private allow disability payments while retraining for a job. If SS, I'd go to the SSA and make the report; would be helpful to have SSN as well.
Disability retirement payments from calipers generally cannot be garnished, as they are protected from most types of creditors. However, there are some exceptions, such as unpaid taxes or child support payments. It's best to consult with a legal expert for specific advice based on individual circumstances.
LTD is a private insurance policy, not a gov't benefit. Some LTD policies pay benefits even if you receive SS disability - ours does.
Privacy considerations would likely preclude determining this information, regardless of whether the disability payments were coming from Social Security, from a private insurer, or from the person's prior employer. Naturally, you could always ask the person whom you suspect is a recipient.
It is unclear what you are asking, but I will do my best. If you are asking whether you can buy a car with your disability payments (from a private insurer, Social Security Disability, or otherwise), yes. Keep in mind, though that that may leave you short for other needs, but it is business decision for you to make. The payer of the disability benefits has no obligation to buy a car for you under ordinary circumstances. It would be the very odd situation that would require a disability payer to do so. Nonetheless, a private insurer may consider doing so as a means of facilitating your return to work and thereby no longer qualifying for disability. In the long run, it may be cheaper for it to go "out of policy" and do this, than paying benefits for a very long time. The contract controls what you can collect under a private policy; statutes control what you can collect under public sources of disability, such as Social Security Disability.
IF you paid the premiums with before income tax funds for this private disability insurance the amounts that you receive is NOT taxable income to you.
Michigan Department of Education
No. I was recently laid off while on disability. The law in Texas says you have to be able to physically be able to work so if you are on disability you can't work. This is NOT correct! Social Security Disability allows you to work even if you are 100% disabled! They limit how much you can earn. (Your unemployment income will NOT reduce your disability payment because SS does not consider it to be employment income!)
Taxation of disability benefits from a private disability insurance policy are based on whether the premiums are being expensed or not. Assuming that the premiums are not expensed and you are paying with after-tax dollars, your benefits will not be taxable.
You need to check the definitions in your policy related to "Own Occupation", "Any Occupation" and the definition of "disabled". There are also time frames - 2 years for this, 5 years for that... specified in the policy. Furthermore, if your reference to "on full disability" is referring to Social Security Disability (rather than a private disability policy), there are other applicable limitations on earnings so as not to disqualify you from or reduce SSDI payments.