How do you obtain a pre existing appraisel on a home?
If it for your own information you can simply call your
broker/banker and ask him for a copy. RESPA requires that you as a
borrower have a right to receive a copy of your appraisal. However,
be advised that even though you paid for your appraisal, it is not
YOUR appraisal. It is the property of whatever Banker/Broker
ordered the appraisal. You can not reuse an appraisal for the
purpose of refinancing unless the new mortgage company has the
appraisal assigned to them. This requires the original broker to
release their interest in the appraisal and sign it over to the new
company. Its probably best just to get a new appraisal depending on
the age of the pre exsisting appraisal. There may be new comparable
sales to your benefit or detriment.