NJ has state mandated short term disability insurance for workers of private companies. Public employees are exempt from the mandate, but can buy coverage should the group choose the option.
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∙ 14y agoFive states have mandatory short term disability insurance: CA, HI, NJ, NY, and RI. The other 45 do not have state plans, but you can purchase a private policy through your employer.
Disability insurance is mandatory in five states: California, Hawaii, New Jersey, New York, and Rhode Island.
It is a combination of Disability and Unemployment insurance.
Certain forms of business insurance are mandatory and required by law. One example is worker's compensation insurance which must be carried by all businesses in all states. Other forms such as disability insurance are not required in all states so it varies by what state you live in. Most other forms of business insurance are not mandatory but are highly recommended.
If you live in NJ and work in PA, you may be eligible for short-term disability benefits through NJ if you are unable to work due to a non-work-related illness or injury. However, each state has its own rules and regulations regarding short-term disability benefits, so it's important to check with both the NJ and PA state labor departments for specific eligibility requirements and benefits available to you.
form_title=Purchase Disability Insurance form_header=If you're suffering from a disability, insurance can help pay for bills and other needs. Have you received disability insurance in the past?= () Yes () No Does your employer offer disability insurance?= () Yes () No How quickly, and for how long, do you need disability insurance?=_
No, boat insurance is not mandatory in Alabama.
No, boat insurance is not mandatory in Pennsylvania.
yes it is
form_title=Disability Insurance form_header=Disability insurance will protect your income when you are unable to. Get a policy that will provide security for financial future. Do you currently have any disabilities?= () Yes () No Do you currently have any type of disability insurance?= () Yes () No Who would you like to add as a beneficiary?=_
Mandatory Insurance
Yes its mandatory to have boat insurance and have a boating license.