It is mandatory for a massage therapist to have liability insurance. If you do not currently have it you should definitely contact your insurance company if your current office does not provide it.
the need for developing insurance business in Nigeria
A massage insurance is used to cover the expenses when one has had a massage therapy for any health treatment. However most of the insurances companies do not include a massage insurance.
You will need an insurance license and the associated traiing to open an auto insurance business
The term "massage parlor" is generally linked to the word "prostitution". The question then is: does your municipality offer licenses for prostitution? If you mean a legitimate massage business, then you simply need a business license, the same as any other business person in your city.
Auto insurance is basically not a medical insurance. However, if you are involved in an accident and need medical attention or treatment from phisotheraphy or massage can be approved and paid by the insurance company based upon the medical reports and the need for the same. Massage treatment would fall under no fault coverage of the auto policy for eg in Ontario where this coverage is compulsory. In some parts of state this coverage is covered.
You need small business in any state. Business insurance is purchased to help you protect the business from lawsuits, damages, claims, etc so it doesn't matter what state you are in. If you have a business that has a location, sales, employees, assets, or good ideas, you need insurance.
You need to have liability insurance in case you're sued for damages. You also need vehicle insurance for you trucks and business insurance to protect the property of the business. Almost always your insurers will require that the owner be insured so that they can lessen their risks.
You need an Insurance License and and Appointment with an Insurance Carrier doing business in New York You need a New York Insurance License obtainable from the New York Department of Insurance. You will also need an Appointment with an Insurance Carrier doing business in New York
Make a blueprint on what it will have and or look like.
You don't need to take college classes. All that is required to go to massage school is a high school diploma. That being said, you will be learning anatomy, physiology, pathology and will need to learn some basic biology to have a base for learning. Also massage school doesn't teach you how to become a successful massage therapist. It only teaches you to do massage. To be successful, you need to be a business person and know how to market your business. The average age of massage therapists is 45 so get some life experience and business and marketing skills first.
Massage coding is a system used to fill out form for insurance reimbursment. In other words, its the language of insurance companies so they understand the services rendered (massage therapy) so clients can have their insurance cover the costs of their massage.