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Excessive indebtedness increases the temptation to commit unethical or illegal acts in order to obtain funds to pay off the debts. Most Americans who betrayed their country did it for financial gain-about half were motivated by a real or perceived urgent need for money and about half by personal greed. Aside from compulsive/addictive behavior, deceptive/illegal financial practices, and unexplained affluence, the remaining potentially disqualifying conditions detailed in Guideline F can be boiled down to one security concern-delinquent debt. High debt to income ratio and excessive indebtedness are listed as a potentially disqualifying condition, but this rarely comes into play absent any past or present delinquent debt or obvious signs of unexplained income. Low credit scores are not listed as a potential disqualifying condition, because factors unrelated to debt affect credit scores. Cause of debt is generally more important than the amount of debt, because it reveals more about a person's reliability, trustworthiness, and judgment. Of people who seek credit counseling, roughly 50 percent are due to irresponsibility. If the debt was caused by irresponsibility (including reckless behavior) that is likely to continue, the problem is magnified. If the debt occurred due to situations beyond the applicant's control and the applicant is handling the debt in a reasonable manner (including bankruptcy or debt consolidation), the significance of the problem is substantially reduced. According to Office of Personnel Management (OPM), Federal Investigative Notice No. 06-07, OPM does not automatically expand investigations for financial issues, unless: • credit report reflects current aggregate delinquent debt totaling $3,500 or

• Bankruptcy within the past 2 years or

• Bankruptcy within the past 3 to 5 years with evidence of current credit problems. Source: http://www.clearancejobs.com/news.php?articleID=39

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Q: Can bad credit keep you from getting a security clearance and if so what would you have to do in order to get a security clearance?
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Related questions

What must a potential employee pass in order to be employed by the government?

Security Clearance


How can someone find a clearance job?

If one is employed in a clearance job, it means that they are responsible for security clearances that are applyed for in the respective company. In order to get information about job opportunities in this area, it is necessary to get in contact with the Bureau of Diplomatic Security.


Who can get security guard jobs?

In order to find out whether or not you need to have security clearance if you are applying for a security guard job, you must consult the people who are in charge of the job and ask them, or consult the government and ask them about the policy.


Anyone with only a security clearance and need-to-know can be given access to classified?

No, having a security clearance alone is not sufficient to be given access to classified information. In addition to having a security clearance, individuals must have a legitimate need-to-know the information in order to perform their duties effectively and safely. The principle of need-to-know ensures that access to classified information is limited strictly to those who require it for their job responsibilities.


Finding Employment That Requires A Secret Security Clearance?

The United States Government is one of the top employers of American citizens in the country. Some of the jobs in government are routine and require no special qualifications, but there are other types of jobs where you will be dealing with classified information, state secrets, or have access to restricted areas. Employment in this work requires that a person have a security clearance. The civilian security clearances in the United States Government are Confidential (level 1), Secret (level 2), and Top Secret (level 3). This article deals with employment in the Secret security clearance level.Secret Security EmploymentJust like there are accounting jobs, engineering jobs, aviation jobs and any other type of employment you can think of in the private sector, a person with a Secret security clearance can also hold employment in any of these areas with the United States government. The only difference between the two is that a person with a secret security clearance will be handling information that is not supposed to be seen by anyone other than that person. The information can contain secrets of this country or perhaps access to an area that contains information that is closely guarded. In order to obtain a secret security clearance, a person must already be hired or transferred to the position that requires that clearance. After that, an extensive background check is initiated. If everything checks out, then the secret security clearance is granted.Salary RangesThe salary ranges for someone with a secret security clearance are as large as the number of different types of employment that one can attain with a security clearance. For example, an entry level chemical analyst with a security clearance might start out with a salary of $35,000, but as more experience is gained, the salary increases. This is very similar to what a person without a security clearance would be making. One can argue, however, that the employment with the security clearance might be of more importance because it deals with information that is important to national security.Whatever your passion in life is, you can be sure that having a secret security clearance will not diminish your possibilities of obtaining you dream career. In fact, it can only aid you in finding your perfect job by distinguishing you from others.


How do you run a credit check on someone?

A person will need a name and social security number in order to run a credit check. This is done through one of the three credit bureaus.


How do you get right security shoulder on halo reach?

In order to get the right Security shoulder piece, you must first be of General rank. After that, you may buy it for 275,000 credit.


Does freecredit.com offer credit repair?

Freecredit.com is a site in which you can order a free credit report. This is great information to obtain for your own records and security. They do not offer free credit repair. This would need to come from a different provider.


What is a corporate credit score and how does it affect the stock price?

In order to invest in good credit score. You must look onto the security, and company that you are willing to trade within order to obtain a credit score of another business you must be willing to look into other peoples credit score, so you wont risk your own self and your company.


How does the us president get a secret clearance?

I think you are asking about a "security clearance." There are three basic levels of security clearance: Confidential, Secret and Top Secret. Not every member of congress, nor even every member of the president's cabinet, has access to all of the government's most secret information: certain documents, such as war plans, might only be shared with a specific (and usually small) group of people who are on a congressional committee, or with the president's closest advisers on military affairs. But the president, as Commander in Chief and head of the executive branch, possesses the highest level of security clearance, since he needs total access to all information, whether classified or not, in order to do his job.


Why do you have to enter a security code?

Security codes are normally used to protect data or information from getting into the wrong hands. You enter the security code in order to prove that you are authorized to access the data or information contained.


What is the difference between ts sci clearance and ts ssbi clearance?

SSBI is the acronym for the investigation being done in order to get a TS SCI clearance