What kind of bug has a red head red and black body 6 legs body is furry?
The insect you're describing sounds like a red velvet ant, also known as a cow killer. Despite their name, red velvet ants are actually wasps in the Mutillidae family, known for their bright red and black coloration and a dense coat of fine hairs covering their bodies. They possess a powerful sting, hence the common name "cow killer," though it is the females that can sting, while the males do not have stingers.