There is a black and yellow beetle found in the United Kingdom. It's called the wasp beetle and grows to be around 20 mm long.
An insect that can have a black body and yellow tail, flies, and stings may be a hornet. Many species of wasps and hornets match this description.
grass spider
a bee
sounds like a Locust
Wasps and hornets
The American carrion beetle is a black-bodied, yellow-headed insect.Specifically, the insect in question carries the scientific name Necrophila americana. The beetle holds its common name in recognition of its geographical distribution east of the Rocky Mountains in the United States of America and of its feeding upon fly larvae, fungi, raw (especially dead) animal flesh. It is recognizable by a black body, at the top of which is a yellow head (of which the middle can be black-spotted) and at the bottom of which is a black or yellow tail.
It sounds like a sawfly
A yellow jacket is a type of wasp, which is an insect. They get their name because their exoskeletons are black and yellow.
An insect that is yellow with black striped wings and has a hook on the bottom of its mouth might be a type of bee. The bumble bee has yellow and black markings and a hook near the mouth for gathering nectar.
Firstly its an insect. It is generally larger (about double the size) of a normal bee. They have a banded yellow and black abdomen.
It is possible that you are describing a Marbled Orbweaver spider, which is black with yellow or white markings. This spider can be found in North America and is not harmful to humans. It is important to observe from a safe distance.
The insect that is called a yellow jacket in the US is called a wasp in the UK, so they are the same. Having said that, there are about 75,000 known species of wasp with widely varying body forms and habits.