Having 15 stitches on the ring finger can be costly. Each hospital will charge a different amount. If a person does not have insurance, the hospital will work with them on the bill.
That is the purpose of Life Insurance, to pay those bills and the cost of a funeral.
When a doctor or hospital sends a bill to an insurance company, the insurance company in turn sends them an offer of a lesser amount to pay the bill. The doctor or hospital then decides whether or not to accept the offer or "assignment." Most of the time they accept it so they can get paid without any problems.
There is a particular type of insurance which pays for your hospital bill and hospitalization expenses. It is called mediclaim.
Yes it is.
No. If the hospital has a contract with the insurance company, they will take care of filing the claim. If not, they will bill you and you will have to get reimbursement from the insurance company. Also, if it is a contracting provider, they have agreed to a total amount to be charged for various procedures and if the bill exceeds that amount they will write off the remainder. If they are not contracting, the insurance will still pay only the amount they think is a fair charge, less your deductible or copay, and if the hospital bill is more, you are responsible for paying the rest.
Yes the hospital may send you to collections before your insurance settles on an account. In most states the hospital is not actually required to even file your insurance, however, they do as a courtesy. Even when the hospital does file your insurance if they make a mistake and your claim is denied based on this mistake they can not be held liable and are not required to fix the problem. It is now the patients responsibilty to get the itemized statements and get them to the insurance company.
Without some form of health insurance, you are responsible for paying each and every medical bill that you incur. This could be as little as $45.00 for a doctor's office visit or into hundreds upon thousands of hospital bills.
Costs vary from hospital to hospital, area to area and so on. I had a baby in Feb 2005 so I can give you those costs charged to me. My hospital bill for the delivery was est $6500.00. My doctor bill was $4500. There were also bills for labs, ultrasounds and any other testing. HTH. If you have a health care insurance and you are from Canada, it's free! Source: http://www.surgerycosts.net/price.php?medical=baby-delivery
Dose my mother have to pay for my late fathers hospital bill from the auto accident that killed him?
If you are ADMITTED to a hospital and leave without a doctors discharge order and paperwork, it is considered AMA (against medical advice). In many cases, your insurance can refuse to pay your hospital bill. If it was an honest mistake, call and/or return to the hospital and get your discharge paperwork in order. Explain that it was an honest mistake and you may avoid insurance problems down the road. GOOD LUCK! <<<ADR>>>
No, they shouldn't be billing you for the provider discount if the hospital is contracted with the health insurance plan.