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Insphere is not an insurance company, but a captive agency/brokerage hybrid that provides policies for certain well-established health insurance companies such as Humana, Aetna, and United Health. They also offer supplemental plans and agency memberships. The company is owned by the Blackstone Group, which has a highly reputable portfolio of businesses.
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Is insphere insurance solutions a good company to deal with?
I have worked with Insphere for several months and it has been the best chance I have ever had at making real money for my family. They have a great portfolio and anyone who says its a scam just don't know the facts. If companies like AARP are partnering with Insphere then there has to be some real views there. Also Insphere has some leading investors like Blackstone and credit suiss. If you look at Blackstones history then you will know its real. Understand though commission jobs aren't for everyone.
What is an incenter of a triangle?
The incenter is the center of the incircle for a polygon or insphere for a polyhedron (when they exist). The corresponding radius of the incircle or insphere is known as the inradius. The incenter can be constructed as the intersection of angle bisectors. It is also the interior point for which distances to the sides of the triangle are equal. It hastrilinear coordinates
What are opnions on insphere insurance solutions?
I contracted with Insphere back in January. There was no group interview. I had 2 interviews which were one-on-one with the Agency Manager. So far, no complaints. There are a lot of webinars and live training. And we just got this super slick mobile application for our smart phones that is incredible. The product mix is pretty good (life, health, disability, annuities, vision, dental, critical care and long term care). The carriers are all reputable and include Aetna, Health Markets and Blue Shield, among others. There are also some good life insurance companies as well, such as Minnesota Life and ING, and they're constantly adding more. It's been fairly easy to set appointments so far and close sales. I'm on course to earn somewhere in the mid-80K range, which is not bad, considering my lack of experience in the insurance field. I expect to earn about 30 - 40% more, starting my second year as my residuals start to kick in, and my production level continues to grow. Lastly. some large name investors including Blackstone and Goldman Sachs own Insphere, so hopefully things will just keep getting better for the agents and our clients.
What are opinions on Insphere Insurance Solutions?
It seems that the company had some skeletons in the closet with regards to Health Markets, which still serves as the parent company, even though the company is owned by equity partners, Blackstone Group, Goldman Sachs and Credit Suisse. However, any company that has been around 30 or more years is bound to have some things about it that may not be pretty. Insphere is no different. Insphere, is the name chosen by the equity partners to mark the rebranding of the company from a captive company (that only sold Health Markets products), to that of a full broker (representing various health and life and insurance carriers). The skeleton in the closet was Mega Life. Bottom line: It was not an ideal health insurance policy. It was a bare bones type of insurance for people who could not afford to pay for more comprehensive medical insurance. It caused a lot of problems for the company, especially with regards to claims. When the equity partners acquired Health Markets, a lot of agents were let go (in particular those who might have been misrepresenting Mega Life). Since then, the company has made some major changes that so far have increased revenues as well as customer satisfaction. For one, they no longer sell Mega Life health insurance. They still sell Mega supplements (Vision and Dental), which were and still are good plans. Also, they've partnered with the Blue Shield, Aetna, ING, United Healthcare, Genworth Financial, Health Net, Minnesota Life and a few other quality carriers. As a result, Inshere agents are now functioning as full on brokers with an arsenal of products to allow them to customize a solution based on the needs of the customer. Insphere agents sell more Blue Shield and Aetna policies in the states in which they operate than any other agency. The only real downside (if you want to call it that) is that in an effort to do things the "right way" due to the history of the company, the company has become obsessed (to the point of over kill) with training. There is training once a week (one optional and one required) every week of the year. With a huge focus on compliance issues. It never stops. Commisson structure is good. Besides commissions and residual income, there are various contests for cash prizes. Also there is a stock ownership plan agents can participate in along with the equity partners, once they've reached certain production levels. The company also contributes into the stock ownership plan on behalf of the agents.
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