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"Most engagement rings represent a substantial value and would be devastating to lose, both financially and emotionally. Insurance helps protect the financial value if the rings would be lost or stolen."

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Q: What are the benefits for having engagement ring insurance?
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Is it necessary to get engagement rings insurance?

Though purchasing engagement ring insurance by putting it under your homeowners insurance is not necessary, depending on the value of the ring it is highly suggested.


What are some Internet sites that have more information about engagement ring insurance?

"Jewelers Mutual Insurance, State Farm Insurance, White Flash are just a sampling of insurance companies that provide engagement ring insurance for the consumer."


Where might a person find information regarding engagement ring insurance?

An engagement ring insurance may be covered by a homeowners' policy. However, this depends on the value of the ring. If the homeowners' policy does not cover the engagement ring, a policy extension for personal property coverage is needed. Alternatively, there are insurance companies which specialize in insuring jewelry.


Is engagement ring insurance recommended?

"A good insurance policy for an engagement ring will cover every potential situation that might happen to your ring, including damange, theft, and even accidentially dropping it down the garbage disposal."


Protect Your Engagement Ring with Insurance?

If you have recently purchased an engagement ring for your fianc�, you should think about purchasing ring insurance. You should consider the ring insurance as part of the cost of purchasing the ring, as rings are easily lost and can be very expensive to replace. A ring insurance policy will also cover your loss if the ring is stolen or if any of the stones fall out of the setting and get lost. Ring insurance is a small price to pay when compared to the thousands of dollars that it would cost for you to completely replace the ring.


Do I need jewelry insurance for my engagement ring?

I recommend that you would get insurance on the ring in case of the following situations. A diamond is knocked lose from the setting, the ring is lost or in the worst case she says no.


If my engagement ring is lost, will my fiancee's insurance cover the cost, or will they have to investigate before?

It depends on what kind of insurance he has. If he got insurance on the ring, then they may need to investigate to figure out the next action they will take.


You lost your diamond engagement ring It was never added to your homeowners insurance but you have a certified appraisal from about 12 years ago Is your ring covered?

On insurance policies there is a section for 'contents' which should include your ring and you would have to send the receipt of the appraisal of your ring in when making a claim with your insurance company.


Where can I get engagement ring insurance?

State Farm is one of the general go to locations for it. Basically it comes under normal homeowner insurance plans.


What is the engagement ring law in Georgia?

This depends on who broke the engagement. If the woman breaks the engagement, she has to return the ring. If a man breaks the engagement, she gets to keep the ring.


Is it possible to get jewelry insurance for an engagement ring?

Yes, if you purchase the ring from a jewelry store new, and pay monthly insurance, it probably will cover damages or theft. I think it's expensive though.


Do you get your engagement ring back if there is longer an engagement live in California?

Do get get your engagement ring back if there is no longer an engagement live California