Health insurance funds generally offer three different types of policies - Hospital cover, Extras cover and Combined cover. Hospital cover usually provides benefits towards medical costs and ambulance transportation to hospital to be treated, as well as the hospital accommodation costs and theatre fees. Extras cover provides benefits towards additional services that are beneficial to your health but not strictly medical - such as dental, physiotherapy and chiropractic consultations. A combined cover is one policy that covers both hospital and extras. Generally, it is cheaper to have a combined cover than a separate hospital and extras cover. In Australia, some choices for health insurance include Australian Unity, AHM and HCF.
Medibank offers many different health insurance plans. It offers hospital cover, extras cover, and ultra health cover. Ultra health cover combines hospital cover and extras cover.
No, Homeowners insurance is for the house. it does not cover cars or car accident claims.
This depends on the plan that you are enrolled in. However, this is a basic component of most hospital indemnity insurance and it should be covered.
Contractor insurance is when contractors get injured or hurt during work. The insurance is supposed to cover or partially cover their medical bill for the hospital. http://www.ehow.com/info_7924969_contractor-insurance.html
Hospital insurance is a contract where, in return for your making premium payments, the insurance company agrees to pay part or all of your hospital expenses. Plans differ considerably regarding what and how much they will cover. It might cover only a fixed percentage of your bill or might have a fixed upper limit on coverage. A plan might have coverage for an ambulance trip to get you to the hospital. It will typically cover costs such as your room, medication, supplies, equipment used and hospital employees' services. It typically will not cover costs of services of non-employees. So you could expect it to pay for the services of a doctor who is employed by the hospital but not the services of a doctor who is in private practice. It typically will notcover costs of services not directly provided by the hospital, such as specialized therapy or specialized equipment. Hospital insurance should not be confused with comprehensive medical insurance, which covers medical expenses both in and out of the hospital.
Hospital Indemninty insurance is money that is set aside to cover any costs if a hospital employee messes up during any operations that take place during a hostpital stay.
Your health insurance will cover you no matter how you got hurt. I can take a knife and stick it in my arm and go to the hospital and my health insurance will cover me. The only times your health insurance will not cover you is if you have specific exemptions in your coverage, which are rare.
I had a colonoscopy at 50 will my insurance cover another one at 57?
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GIT is short form of Goods In Transit. It is an insurance cover taken by transportation companies to cover for the cargoes they carry.
Some insurance policies will cover a short nursing home stay if the primary caregiver goes in the hospital. Certain out of pocket expenses may be charged based on the level of coverage.