I live in California, and have done extensive research on this - Sates differ greatly though.
My answer to Health net HMO in So Cal is, yes it does, stating on my contract "when deemed medically necessary". I have just seen my bariatric surgeon and he states this usually means BMI>40 or a BMI>35 with 2 co-existing diseases (weight related), such as Diabetes 2, or high blood pressure.
Ultimately, I think it may depend on your contract with them and the coverage you pay for.
Without insurance, a gastric bypass can run you from $8000-$12500 in your area. It is advisable to find insurance that will cover this as a health-risk related surgery.
Most insurance companies will cover the medical need for gastric bypass surgery, so it will depend on whether or not you are able to afford the premium. Being looking here http://www.yourbariatricsurgeryguide.com/insurance/gastric-bypass-insurance.htm
As with any surgical procedure, Gastric Bypass can be extremely expensive. If you do not have the funds to pay for it outright, you may be wondering how to get Gastric Bypass for Free. One of the easiest way to get Gastric Bypass for Free is to ask your health insurance company to pay for it. If you are considered obese and at risk for serious health conditions, your insurance company may cover the procedure in order to keep long term costs low.
Gastric bypass is becoming a surgery that more and more insurance plans cover. I would suggest research many different insurance companies in your area. she is sure to find one that will cover the surgery.
You are looking to spend anywhere near twenty to twenty five thousand dollars for gastric bypass surgery. Sometimes insurance will help cover it depending on how it will affect your health after the surgery.
When most people decide to turn to gastric bypass surgery for weight loss, the first question the ask is whether the costs are covered by their insurance company. Insurance coverage for gastric bypass varies by insurer, with some insurers placing many conditions in place before they will approve of the procedure. If your gastric bypass surgery is being performed to prevent a potentially fatal disease such as diabetes or heart failure, insurance plans will usually cover it. Insurance coverage for gastric bypass that is more cosmetic in nature is usually more difficult to secure. Your insurer may require that you enroll in a weight loss plan first. Find out more about insurance coverage for gastric bypass from your insurer.
does anthem health keepers private insurance cover gastric sleeve
Gastric bypass surgery is very expensive and can run quite a bill. If you do not currently have insurance that will cover it, chances are you will have to pay for it out of pocket. That can run as much as $15,000. Your insurance premium may be increased because of the nature of this surgery.
There are a number of people trying to get gastric bypass surgery these days, and this has led to rising questions on the cost of this surgery and how to pay for it. Many people wonder if their insurance will allow for this surgery, and your insurance may indeed cover this type of procedure. Since it is no longer seen as an "experimental" weight loss procedure, insurance companies will pay for the surgery to help defray the cost of long term obesity related health issues. These issues can end up costing both you and the insurance company lots of money, so look for insurance for gastric bypass.
Does medicaid gastric bypass actually work? It turns out that gastric bypass is covered by medicaid. Gastric bypass surgery has been proven so effective that it is covered by medicaid. Most insurance companies recognize that gastric bypass is extremely beneficial for clients that have diseases like morbid obesity because it can lead to several other debilitating illnesses which insurance would be obligated to cover the cost of if they occurred. For this reason, many insurers cover gastric bypass because it can nip so many bad diseases in the bud and cause a reduction in the instances of chronic diseases that are the result of morbid obesity.
If you are obese or have a BMI of 40 or over you should be able to contact your insurance company to help cover the payment especially if you have a disease or serious health problem.
To find out if your insurance covers a gastric bypass surgery you should call your insurance company. If you can not reach them by their telephone number I suggest you see if they have a website. You could also consult a doctor, they usually know what insurance companies cover certain surgeries.