Want this question answered?
Be notified when an answer is posted
The phrase "aentna ppo" means Aenta Network Option Dental Plans. This is dental insurance with flexibility and no referrals. It provides coverage for preventive, basic and other major services.
Aetna offers three different dental insurance plans. These include DMO, Dental PPO, and Dental Indemnity. The DMO is the most basic plan and includes a co-pay, whereas the other plans do not.
Aetna Select Open Access is a PPO (Preferred Provider Organization).
Yes, Aetna Open Access is a type of Preferred Provider Organization (PPO) plan.
"For a low cost dental insurance plan, expect to pay $0-$15. For the Dental PPO or PDN, or for the Dental Indemenity, you will not pay a co-pay when you visit the dentist."
Being one of the major insurance providers in the United States, Aetna offers various health and medical plans for consumers. Aetna's three dental insurance plans are Dental Maintenance Organization (DMO), Participating Dental Network (PDN) or Preferred Provider Organization (PPO), and Dental Indemnity. Before selecting a dental plan, it is important to review the basic outlines of each policy. Primary care election, office visit copay, coinsurance, deductible, annual maximum, and referrals are some of the main terms in each dental plan. For example, there may be a copayment charged for each appointment. The deductible refers to the amount the consumer has to pay for a dental procedure before Aetna will start paying.
A pro of having dental insurance from a PPO health provider is you get to choose which dentist or specialist you want see. A downside is the PPO plans are generally higher in price because of this luxury.
Some examples of PPO insurance plans available in the market include UnitedHealthcare PPO, Blue Cross Blue Shield PPO, and Aetna PPO. These plans offer a network of healthcare providers and allow members to see specialists without a referral.
Aetna Open Access plans require you to choose a primary care physician and get referrals for specialists, while PPO plans allow you to see any doctor without a referral. Open Access plans may have lower out-of-pocket costs for in-network providers, while PPO plans offer more flexibility in choosing healthcare providers.
Currently, no, Texas prohibits exclusive network and incentive-driven PPO dental plans. Insurance plans may be on an indemnity or passive PPO basis; DHMOs may also be offered.
Aetna offers health plans raging from an HMO, POS, HNO, a variety of PPO's, preventive and hospital care, and whole health.
PPO is always better you pay more for it but it pays off as soon as you use it