If you want to use it, of course. But you are never required to submit health insurance to anyone.
appeal to secondary insurance
After you have received the Explanation Of Benefits (EOB) from your primary carrier if there is coordination of benefits. If the secondary insurance is an indemnity you do not need to wait.
File a claim with both companies. The companies will pat what they are supposed to pay.
If you both have coverage the wife's policy will be primary, and the husband's will be secondary - provided the wife is covered under the husband's policy. Submit the unpaid claims to the secondary carrier.
To send your hospital bill to your insurance company, you should first make sure you have all the necessary information, such as your insurance policy details and the hospital bill. Then, you can submit the bill to your insurance company either online, through mail, or by visiting their office in person. It's important to follow the specific instructions provided by your insurance company to ensure timely processing of your claim.
Your insurance company is required to list their claim processing address. Check their website or call their customer service dept.
Let me tell you what happend to me. I hope that this helps. I used to be covered by two insurance companies. My primary insurance company was through the company that I worked with. My secondary was with the company that my husband works with. When a claim was filed with my secondary insurance company they wanted to know how much my primary insurance company paid for and until then they would not pay anything. So I had to submit to my primary insurance company and once they paid some then the secondary would. I hope that this helped:) * Yes. A claim must always be made with the primary insurer first.
ask your mom.
Yes
Mission Hospital, in Metro Mania East, is a secondary level hospital. St. Peter-Paul Medical Center is also a secondary level hospital located in Metro Manila.
If you have auto & health insurance...
As long as it is a covered expense by your secondary insurance and a claim has been filed with the primarty insurance then the answer is yes. The secondary insurance will only cover the expense according to your plan.