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Can existing insurance policies be cancelled at any time if an insurer learns of new health problems?
Most life policies issued in the US contain a 2 year contestability period. Should death occur within that time frame, the insurance co. has the right to investigate the death and may refuse to pay if they discover [that] the insured person commited fraud at the time of contract. If an insured 's health diminishes after a life policy has been issued, and no sign of the new health problem was evident at the time of contract, then the insurance co. cannot cancel the contract, except for non payment of policy premiums as they come due. By the way, if a policy lapses at any time due to non payment of the premium, if reinstated, the 2 year contestability period starts all over again.
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What are an insurance agent's duties?
Agents order or issue policies, collect premiums, renew and change existing coverage, and help clients with questions or problems related to coverage.
If you are cancelled by your insurance carrier will you face any problems getting coverage in the future?
Why were you cancelled? It probably won't be a problem in the future.
What are the common problems existing customers have with kwik fit home insurance?
The most common issue regarding Kwik Fit home insurance is that customers complain that the policies are difficult to understand. Also, in order to cancel with Kwik Fit, you will have to pay a high cancellation fee.
Are back problems factored into health insurance?
Usually yes. Some companies do not make you pay more for pre existing conditions. You would have to look at each insurance company or call them to see if they care about pre existing conditions.
Hidden Insurance Problems Caused by Pre-Existing Conditions?
Pre-existing heart conditions, such as heart disease, are a headache for insurance companies as well as individuals. For heart patients, insurance companies may deny coverage so as not to lose money. Even when coverage appears to be granted, hidden exclusions may appear in some individual insurance plans. These include not covering a congenital defect even though the insurance company may not deem it congenital, and including previous health insurance plan coverage toward a new plan's lifetime limit of coverage. Both hidden exclusions are illegal under group plan policies.
What has the author David Whiteman written?
David Whiteman has written: 'Liability insurance availability and affordability problems as a function of property-casualty insurance market fluctuations' -- subject(s): Casualty Insurance, Insurance, Casualty, Insurance, Liability, Insurance, Property, Liability Insurance, Policies, Property Insurance
What is the result of an erroneous coding of a neoplasm?
An incorrect malignancy code on a patient's chart can cause long-term problems, such as loss of insurance, denial of life insurance policies, and increased rates.
Are intervention programs for teens with substance abuse problems generally covered by most insurance policies?
Whether or not an intervention program is covered by your insurance will depend on the type of program and also your insurance policy. You may be required to get a pre-certification.
Was Celine Dion sick when she cancelled her concerts?
Yes; she had problems with her vocal cords when the concerts were cancelled.
Protect Your Little Loved One with Pet Insurance?
Pet insurance is an inexpensive way to protect your budget against expensive veterinary charges should your pet need health care. Pet policies cover accidents, diseases, chronic problems, illnesses and cancer for all purebred and mixed breeds. Policies are available to cover hereditary problems with allowances for medical treatments and surgeries. Coverage with varying rates and choice of deductibles are available. Pet insurance policies are underwritten by companies created by veterinarians and the ASPCA. Flash and Titan can now have the same type of great insurance protection their owners enjoy.
What kind of coverage is usually included in homeowner insurance policies?
Homeowners insurance policies generally protect against most types of natural damage (e.g. lightning(, problems with the construction or plumbing, and criminal damage like theft of possessions and vandalism. It generally does NOT protect against flood damage, so be wary.
Do I need insurance for my construction job?
If you are a contractor offering construction services, you should be insured for your and your employees' own safety. In addition, policies protect your from certain liabilities on a job site. If you are a customer receiving construction services, you may want to look into insurance if it is a large project. Most large corporations do carry insurance policies that cover problems that might arise during the construction process.
