NNo
Many companies offer life insurance for smokers, including such insurance companies like GEICO and State Farm. Due to the health status of smokers, insurance will typically cost more than non-smokers.
No.
Zero. Both smokers and non-smokers alike die.
Smokers pay in two ways. One is the taxes on cigarettes and the other is poor health and early death due to smoking.
Smokers pay in two ways. One is the taxes on cigarettes and the other is poor health and early death due to smoking.
its smokers and non smokers
Just as you have spelt it, if you mean "more than one smoker". If you mean "belonging to a smoker", it's "smoker's". If you mean "belonging to more than one smoker" it's "smokers'".
It depends on the local State laws and whether the plan is ERISA or not. There are many examples of employers charging smokers more for health insurance. On average, smokers have a greater chance of having more expensive health problems than non-smokers.
Because peeing has nothing to do with smoking.
yes
Non-smokers are affected by the smoke that is given off when the smokers, smoke. It's called second hand smoke and it's as dangerous (or even more) than juts regularly smoking.