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Is it more effective to challenge inaccurate credit information via the reporting agency or each individual creditor?
Wiki User
∙ 15y ago
As much as I hate to say it, as it makes more work for collection agencies, dispute inaccurate information with the bureau it is listed with. They require the reporting agencies to at least mark the information disputed. In addition to that, agencies must have proof of debt, and must respond to the bureau. Bureaus are a pain and they love the hold function on their phones, but are effective if you have the patience.
Wiki User
∙ 15y ago
It is generally more effective to challenge inaccurate credit information with the credit reporting agency first. The agency is responsible for investigating and correcting inaccuracies on your credit report. However, you may also need to contact individual creditors if they are reporting inaccurate information to the credit agency.
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All question and answers to IS-704 NIMS Communications and Information Management.?
One effective way to verify information is to:
