http://aaacreditguide.com/credit-repair-letters/dispute-letters/index.html this website gives you sample dispute letters. But if it has not been seven plus years my experince is they still will not delete a paid off account.
No, you only have to send a letter to the credit bureaus that still show a balance. You can dispute the balance and let the bureaus do the work instead of writing a letter.
When you dispute an item on your credit report you write a letter to the company and tell them what is wrong and why. This can be very hard to get done because often the credit reporting companies ignore these letters. It can be as simple as an wrong address listed on your report or to something more harmful, but you have to keep it up to get them to change it ( keep copies of your letters).
There is no such thing as an "official" dispute letter, but there are many ways you can get sample letters. I have the Identity Guard service, which includes a whole section of sample credit dispute letters for various situations, and it also comes with all three credit reports and scores. You can get it at www.creditscorehero.com
Yes, you can definetly send letters to people. It's called M-A-I-L.
what is the name for an agreement between countries that often puts an end to a dispute
Cornell University sends out their acceptance letters in or around the month of December. They will send the letters to the address they have on file for you.
No.
you need to register friends on the friend list and then you will have the option to send them swapnote letters.
The best way that I have found to do this is to send every letter registered mail so that they have to sign for the letter. This way you have proof that they have received it. The collector has to investigate the dispute within 30 days of receiving your letter, if not they are in violation of the fair debt collection practices act and you can sue them. If they fail to respond, send a letter directly to the credit reporting agency (i.e. Trans Union, Experian, and Equifax) along with copies of the proof that they received your dispute letters. They should directly remove the item from your credit report.
Depending on the content and destination of the letters.
The credit reporting companies have a dispute form that you can use to dispute anything that is wrong on your credit report. Ask for this form or send a letter detailing the information in your report and explain why it is incorrect. They will investigate the matter and send you their findings. If it is incorrect they will remove it from your report.