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What are examples of preexisting conditions that can cause health insurance denial?
That depends on the insurance company that you want to get coverage through, you would need to speak to an agent from individual companies that could tell you if you are not eligible for coverage. Note: the agent can not actually deny your coverage, only the underwriters can do that, but most agents should be able to tell you if a particular condition would exclude you from being able to complete their application process. Some examples would be Diabetes, severe heart conditions, severe mental illness, cancer ...
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What are the uses of an Insurance Denial Attorney?
An insurance denial attorney will fight for you, should your claim be denied by your insurance carrier.
What is denial and example of denial?
Denial - outright rejection. --- Note that denial is also used in the sense of dogmatic refusal to believe (something). Well known examples include Holocaust denial and climate change denial.
Is there an attorney in Chicago, IL, that specializes in insurance denial claims?
Yes, there are many. One attorney that specializes in insurance denial claims is Ralph R Hruby.
Filing claim pre existing conditions for appeal?
Many insurance companies will denial claims for pre-existing conditions. You have a right to appeal all claims. You should call your company first to see why the clam was denied.
What are 3 examples of the bad conditions faced by enslaving the africans?
Three examples of the bad conditions faced by enslaved Africans were the loss of families, having to endure forced labor and denial of education. Discrimination did not end even for the lucky ones that were freed before the Emancipation Proclamation.
Can a group health insurance deny coverage based on pre existing condition if they have no written explanations of such limitations and conditions in any written format?
The explanation appears in "fine print" in your certificate of coverage. The claim denial should tell you exactly the words from the certificate that is the basis for the denial. If you are not sastisfied with their answer, you can appeal the decision. THe denial letter should also give you instructions about how to appeal the decision.
What are the rules regarding pre existing conditions?
Currently (2013) the rules with regard to patient pre-existing conditions are only regulated by the specific insurance company. In 2014 the ACA will make denial of coverage based on pre-existing conditions illegal. For more information speak with your insurer and see the related link.
How long after a insurance claim can they ask for a EUO?
any time before the Denial letter
If there is a short lapse in health insurance coverage after graduating from college and you suddenly get a serious health issue will the next insurer consider this a preexisting condition?
For individual insurance, yes. You may be subject to exclusion of that condition, uprating, or even denial of coverage. For group coverage you have 63 days to obtain new coverage. For more details use this link. http://mtnhealthinsurance.com/index.php?pageName=sec300gg Don http://mtnhealthinsurance.com
Do you have to tell the insurance company how long that you have smoked?
Yes, false information on any application for insurance could result in the denial of all claims associated with that policy.
Can the insurance company deny your claim for stolen vehicle if the car payments are behind?
No, that wouldn't be a reason for claim denial. It may be a reason for them to investigate you for insurance fraud.
Can you buy homeowners insurance if you have a gas fireplace?
Yes, the will probably ask you about your fireplace but I have never seen that as a reason for denial.
