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To find companies in your state that provide dental insurance or dental discount plans, go to the National Association of Dental Plans site (www.nadp.org) which has a directory of companies that offer dental insurance. The directory can be searched by state and you can select "individual" and get the list of just those companies that provide individual dental insurance in your state. The listing also tells you if the company provides dental HMO, dental PPO, dental indemnity (traditional insurance without a network) or a discount plan (not insurance but a discount off the dentist's fees who are part of the discount network).
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* I don't believe so but I don't know of one that has such an extensive network that they are sure to include dentist near you. I know lots of problems with that is the referral process for specialists. == == * They are becoming scarce. It is usually because once you weigh the cost of the premiums verses the amount you receive in benefits, it's a no-brainer. For example: you purchase an individual policy that allows you to go to ANY dentist you choose-no networks, no HMO, no PPO,no restrictions at all-and you pay $150 per month in premiums. The policy pays 100% preventative, 80% for fillings and such, and 50% on big stuff like crowns. The annual maximum they'll pay for any and all treatment is $1500 (industry standard). If you look, you're paying $1800 per year for $1500 annual benefit. Just doesn't make financial sense to be doing that. Most insurance companies know that John Q. Public has wised up to the limitations and aren't offering those individual type of plans much more. So if you do find a plan, make sure to watch for limitations in the policy like the maximums, as well as any limits on "pre-existing conditions" or whatever else is in the fine print. == == * I have to agree that very often dental insurance is more expensive than the benefit. That said, I found a good solution that I find cost effective AND it does include benefits for out of network dentists. * I chose a bundled package of benefits that includes Ameritas Dental, VSP Vision, Liberty Medical (diabetic supplies), an Rx plan, and Accident supplemental & an AD&D. The whole package is only $69/month for the whole family and the dental benefit is up to $1000/year/person. The have a network benefit as well as a schedule of benefits for out of network dentists but it is generally less. * I found the combination of benefits and price a great combination. It is not available in all state but most.
* Florida Combined Life has one, its dba Blue Cross and Blue Shield of Florida * It all depends on where you are located. Spirit Dental is a very good, cost effective maint plan that can either work as an indemnity plan or claims filed by your dentist. I know it is available in the New England states and I am sure more.
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What is a sentence using dental jurisprudence?
"In the malpractice case, the attorneys debated the issues of dental jurisprudence."
Is your current employer allowed to tell a potential employer that you are on a leave of absence?
is my employer allowed to tell a lender that I have been using paid medical leave
Make a sentence using 'employer'?
This company has a large number of employees
Where can one obtain group health insurance?
The easiest way to get group health insurance is through an employer's benefits package. Because this is not always possible, many groups, clubs and organizations arrange for insurance option using the members who buy insurance through them as the group to lower the cost.
How can you call about an employer using illegals?
Call "i.n.s."
Can a dental office charge a fee for using a credit card?
no
What is the phobia of using a toothbrush more than once?
Fear of a toothbrush is generally grouped under Dental Phobias. Dental Phobias relate to irrational fears of anything related to dentistry (dentists, dental tools, dental offices, dental hygiene, etc). EDIT: I didn't want to remove the others person's suggestion so I'll just type below :-) a fear of toothbrushes, or in fact, to clean your teeth is 'Odontarrupophobia'. You do not need to group it under dental phobias as from a psychological point of view every fear to do with 'dentaistry/dental/dentists is rooted in something different and therefore called something different.
I recently got dental x-rays taken without any protection, is there any new dental radiology technology that reduces radiation?
I had a similar experience during my last dental visit and had the same concerns. Apparently, some dentists have new equipment that takes pictures using a digital process. Radiation is no longer involved so you do not have to be covered with a lead shield.
What is a maxillary appliance?
It is a fixed, spring-loaded dental instrument using four helix springs, that is designed to expand the maxillary dental arch and widen your upper jaw in corrective dental treatment.
How can you block your employer from viewing your web usage?
If you are using your employer's computer or network access, you cannot block them from seeing your web usage.
Where do you find governmental dental discount organizations?
There are no "governmental" dental discount organizations. Discount dental plans are private organizations although licensed in some states. You can locate discount dental plans by using the dental plan directory link on INeedDentalPlans.com. Select your state and narrow your search by selecting "discount."
How would you describe a word without using the term word?
The definition is "a group of letters used to represent a concept in a given langauge".
