Unemployment insurance is designed for people who lose their jobs for economic reasons. Short term disability insurance can replace your income if you stop working for medical reasons, and normal maternity leave is a covered benefit. Be sure to apply for coverage before getting pregnant.
Unemployment helps when you have been fired, laid off, or discharged in any way. Depending on the state your in depends on how you file the Unemployment, although I assume most states have an online system similar to NJ's. After you file you will get more information about the unemployment claim, and approx figures as to what your "benefit amount" would be, basically how much you will earn per week. The "benefit amount" is based on about 60% of your pre tax income from the most recent quarter (meaning Jan- Mar, Apr-Jun) and so on. Once you start your claim the Unemployment agency will guide you through the rest of the process. You will even have to attend a class as to how Unemployment works and how to use your states job locating site. They will help you create a resume and everything. For the unemployed person, unemployment can lead to depression and low self-esteem, not to mention homelessness. But unemployment doesn't just affect the unemployed (people without jobs who are seeking work). Unemployment leads to increased crime and domestic violence. Also, high unemployment means that the government has to make lots of welfare payments -- with money that comes from taxpayers. In short, unemployment affects EVERYONE.
You have to check your disability policy.If you have a private short term disability policy, there will be language specifying when benefits are paid if you were not working prior to the disabling event.Filing a claim is the best way to find out. All they can do is deny the claim. If the benefit is paid, you made a tidy sum for a few hours of paperwork.
NO you can not lose your pay. If you are back to work light duty and need to see the work comp doctor or therapy then you receive your pay and work comp * If you are out of work due to an injury you WILL NOT RECEIVE YOUR REGULAR PAYCHECK from your employer. In a nut shell; you go to work, your employer pays you. If you cannot go to work due to a workmens comp claim you will have to file for comp from the State or the insurer. In the State of Nevada you only receive about 45 cents on the dollar compaired to what you would receive had you worked for your employer. * WCI benefits are paid to a worker when the person cannot perform the duties attributed to his or her job. The employee CANNOT receive regular pay and WCI benefits at the same time.
Depends on the state, but the simple answer is yes.
short term periods of unemployment between jobs
Typically, unemployment benefits only apply to those who have been working full time and they're employer has been paying for their unemployment. I've never heard of someone getting unemployment benefits after only working part time for a short period of time. I'm sorry to break the bad news.
You cannot collect unemployment while you collect wages, so if you are paid while on maternity leave, you probably cannot collect unemployment. You should contact the nearest office of the Colorado Department of Labor to know for certain. You can probably google "Colorado Department of Labor" and send them an email to ask. If you can collect unemployment you'll have to contact that office anyway, to get the paperwork.
Yes. If you exceed your maximum weekly unemployment amount in wages you will not get anything from the government. If for instance, your weekly benefit amount was $400 and you earned $200 from your part-time job, unemployment would pay you $200 and make up the difference.
Short-Term
Once you file a claim properly you should have the death benefit check in a few short weeks.
It depends on which state you work in, the severity of the injury (i.e. does it prevent you from seeking full time work, temporarily or permanently). They may either suspend the requirement for weekly reporting or postpone benefit checks until you reopen the claim.