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Q: You've Got a Friend in Me free score?
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How can you find their credit score online?

Free credit reports can be reviewed on myFICO, Consumer Information, Experian, TransUnion, Equifax, Free Score, Zoom Credit Score, Credit Sesame, and Got Credit.


Does bankruptsy hurt your credit score?

OF Course it does! IF you just got bankrupt it does hurt your credit score really badly!


How does a derogatory mark affect credit score in points over a year?

I check my friend's credit score monthly as I manage her finance for her. Addition of 1 derogatory mark (account went to collections and got reported to the TransUnion) resulted in a whopping 27 points drop in credit score. Next month the score went up by 13 points and a month after that by another 10 points. Third month after derogatory mark appearing on the credit report, the the score is 4 points lower than it was prior to getting the mark.


How do you get your credit score?

Here's a couple ways... By law, each of the three major credit reporting agencies have to give you one free credit report (in addition to other opportunities you have to look at your report when you are denied credit based on reports for any of the three) The three agencies are Equifax, TransUnion and Experian. The place to get the free credit reports is listed in the related links below. These reports do NOT include your credit score but, for a nominal fee you can have your score included. I think the last time I got my score in this manner the fee was six dollars. There are other ways to track your credit score. Some banks such has Washington Mutual offer credit cards which include availability to your TransUnioin credit score anytime as an extra perk of the card. Also, the higher end Microsoft Money software packages include a year of free credit score monitoring, I think there's was from Experian and you could get that score anytime you wanted.


Is having a 600 credit score hinder me from getting a home loan?

Hi, I think it will be hard on you. I got denied many times with a 680 credit score. I thought that was a high score.

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