who must endorse a jtwros check
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Both payees must endorse the check and usually both must also present ID to cash the check.
No, someone else cannot cash your paycheck for you. You must personally endorse the check and present identification to cash it.
To cash a joint check, both parties named on the check must endorse it by signing the back. Then, you can typically cash the check at a bank where at least one of the account holders has an account, or at a check-cashing store for a fee.
To write a joint check for payment, both parties must endorse the check. The check should be made out to both parties using the word "and" between the names. Each party must sign the back of the check to deposit or cash it.
To endorse a check payable to someone else, the person named on the check must sign the back and write "Pay to the order of your name" followed by their signature. This allows you to deposit or cash the check on their behalf.