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you have access, anyone you permit and the government

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Q: Who has access to your credit report and how do they get it?
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How can one access or get a free credit report?

There are many ways how a person can access or get a free credit report. There are websites such as, go free credit, free credit report, and credit report all offer free credit reports.


Is there a free website where I can access my credit report history?

Yes there are several websites that you can use to access your credit report for free. Be careful to access the ones that are valid or well known such as: http://www.equifax.com/credit-report-history/.


Where can I access my annual credit report for free online?

The only totally free way to access your credit report is to request it from the credit bureau. You're entitled to one free report per year. Many online services will access your report, but will charge you..


How often can you obtain a free credit report?

There are several free credit report websites that you can access to obtain a free credit report. Legally, all U.S. citizens are entitled to one free credit report per year.


How can one get a credit score report for free?

One can get a free credit score report from Experian. A similar service is offered by Give Me Credit, Credit Report Access, Equifax, Privacy Guard and UK Compared.


Can anyone get a copy of your credit report?

No. The Fair Credit Reporting Act (FCRA) lists the permissible purposes for those wanting to obtain a person’s credit report. You can get your own score, but access to your report by others is restricted to government agencies and businesses that have a “permissible purpose.”


Who has access to my government credit score?

Several people can access your credit report including but not limited to, people you have initated business with, banks, landlords, lenders, credit card companies. Here is a link from credit report.com. http://www.creditreport.com/creditreports/creditcheck/credit-report-who-can-access.aspx


What are the benefits of a free triple credit report?

Te benefits of a free triple credit report are negotiation of best possible credit rates, identification of errors in the credit report and e-mail notifications about changes in the report. Other benefits are toll-free access to customer support and to learning center about credit scores.


What are some benefits of getting a 3 bureau credit report?

A 3 bureau credit report has many benefits. A 3 bureau credit report can protect you from credit fraud by giving you quick access to all of your credit accounts. Another benefit of a 3 bureau credit report is that by getting information on your credit from 3 different bureaus insures no important information is left out.


Does someone need internet access to get a free annual credit report?

Not always. Although, most free credit report companies operate online because it's cheaper, you can call Equifax, based in Atlanta, for your federally mandated free credit report once annually.


Can you get a free credit report by contacting the credit bureau?

Yes. Each credit bureau will allow one free credit report per year. You can access these by phone, written request through mail, or online at each credit bureau's website.


How many free credit reports is one person allowed per year?

Each person is allowed access to his or her credit report free of charge once a year. There are, however, many credit agencies that will give you free trials to their services, so you can access the report many times.