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Applicable Federal Rates, also known as AFR's are a list of interest rated (published by the IRS monthly), that determine how much interest a lender should charge for short-term loans. When someone applies for a home loan, the AFR is determined by the amount borrowed and the length of time for the repayment period. The 3 terms for the repayment periods are short term (for loans with a repaymen term of up to 3 years), mid-term (for loans with a repayment term between 3 and 9 years), and long-term (for loans with a repayment term greater than 9 years).
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How can you find more information about the student loans interest rate?
Information about the U.S. federal student loans interest rate can be found on the web. The best sites to seek this out are the government sites Student Aid and Direct Loans.
Where can one find information about refinance home loans for individuals with bad credit?
One can find information about refinance home loans for individuals with bad credit at the Federal Housing Administration also known as HUD. One may also find information about these types of loans at Bank Rate and the Better Business Bureau.
Where can I find information on the libor rate chart?
You can find information on the labor rate chart by checking the United States' labor department website. You can also look for this information online as well.
What government programs provide information on low interest rate credit cards?
The Federal Trade Commission (FTC) and the Federal Deposit Insurance Corporation (FDIC) are two government programs that provide information on low interest rate credit cards. Both of these programs release information to the public about good credit tips.
How can you find information online on the search term 'refinance your mortgage'?
Finding tips, tactics, and information on refinancing a mortgage can be found on the web in many places. Some of the best are Lending Tree, Bank Rate, and the U.S. government's Federal Reserve site.
What is the lowest interest rate that may be charged to relatives?
From a non-taxable standpoint, 0% is the lowest rate that may be charged to anyone (not just relatives). From a taxable standpoint, the Applicable Federal Rate is the lowest rate that may be charged to anyone (not just relatives) if the lender wants to avoid paying taxes on the difference between the rate charged and the Applicable Federal Rate. Effectively, any loan with a rate under the Applicable Federal Rate is giving someone a gift of the difference as interest. Since the borrower is receiving the benefit of the gift, the lender must pay the taxes associated with the gift. A link to the current Applicable Federal Rate is included below as part of this answer.
Where can I find current, up to date information, on the U.S. federal funds rate?
ncosc.net is the most up to date federal fund site that I have found. It offers eveything you will need to know about federal funding and up to date information about this.
Where can I find more information on US treasury rates?
The Us treasury rate can easily be found on any credible financial reviews daily. The federal rate is announced periodically by the Us treasury board. A federal government website is also available for this rate.
How can you find more information about the student loans interest rate?
Information about the U.S. federal student loans interest rate can be found on the web. The best sites to seek this out are the government sites Student Aid and Direct Loans.
What is prime lending rate, and where can I find more information about it ?
The department of the federal reserve or treasury is where you want to go. That is where interest rates are set for the whole us. They determine what rate you pay in effect.
What are the federal income tax rates for 2013?
The rate for a federal income tax will vary based on one's income bracket. One can find more information about the 2013 tax year at the official IRS website.
Where can one find information about refinance home loans for individuals with bad credit?
One can find information about refinance home loans for individuals with bad credit at the Federal Housing Administration also known as HUD. One may also find information about these types of loans at Bank Rate and the Better Business Bureau.
Where can I find fixed rate bond information?
You can find information at at TDAmeritrade.com. They're very reliable.
Does the lowered benchmark fed funds rate affect the Applicable Federal Rates?
It will. The AFR resets monthly, and movements in AFR will lage movements in the fed funds rate. The rate reduction is not linear, however. A 50 bps cut in the fed funds rate will not translate to a smaller reduction in the AFR.
Where can I find information on the libor rate chart?
You can find information on the labor rate chart by checking the United States' labor department website. You can also look for this information online as well.
Where can I find more information on target heart rate?
You can find out information on what your target heart rate should be by going to your physician for a physical. Many health sites such as Mayo Clinic also provide plenty of information on your target heart rate.
What is the tax rate applicable on sale of scrap?
5.25%
