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Credit cards that start with the number 4 are typically Visa cards.
Visa Halifax debit cards start with it I think.
HSBC plans to start issuing VISA debit cards from January/February 2009. These will replace existing Maestro Debit cards moving forward.
Credit cards that start with the numbers 4485 are Visa cards that are issued from US Bank. This is one of the many algorithms that are found on credit cards.
they all start with 4 but the rest of the number is random computer generated