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If you are looking to apply for a credit card, take into consideration the annual fees, interest rate, default rate, if creditor reports, rebates [if interested], a 24 hour customer service number, to name a few.

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Q: What should you look for when applying for a credit card?
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Should I carry a balance on my Credit Card to improve my Fico score. I'll be applying for a car loan and I wondered if having a balance on my credit card make my application look better?

So long as a card isn't maxed its not bad especially if there is a good payment history to be seen


What should you consider before making a choice of which Visa credit card to apply?

You should think about how good you are at paying off your credit card month to month when considering a credit card. If you pay off your credit card well, you can look at getting a rewards card of some kind. If you usually leave a balance, you should look for a card with a lower interest rate from Visa.


Which credit card should people with no prior credit history look for?

When one is looking for a credit card, and that person has no prior credit history, the most important things to look for are low interest and high insurance.


Can you get a credit card just by walking into a bank and applying for one?

Yes, if you have established credit or good credit. If you have poor credit or you're credit is new, you most likely won't get approved for one. If you have poor or no credit, look for Capital One credit card mailers. They do have annual fees, but usually they are the credit builder cards.


How can an individual apply for a City credit card?

Now that we are in the technology age things have mostly all gone online. And applying for a credit card is no exception. So to apply for a City credit card you can either look up their number online and give them a call, or you can go to their website and fill out the application there.

Related questions

What company offers lessons on how to apply for a credit card?

Ehow.com has an article on how to apply for a credit card. Also check any credit card companies you want to apply for a credit card with and look at their rates before considering applying.


What to Consider When Applying for a Credit Card?

There are several things to consider when applying for a credit card. Different credit card companies have different rules and regulations. Be sure to check out several credit card companies before you decide which one you want. Things you should look for: Low interest rate; No annual fee; Grace period; Theft protection. A credit card can be convenient, but if used unwisely, it can create more problems than it solves. The wisest thing to do is to pay it off every month. This will build your credit and establish you as a responsible credit card user.


Should I carry a balance on my Credit Card to improve my Fico score. I'll be applying for a car loan and I wondered if having a balance on my credit card make my application look better?

So long as a card isn't maxed its not bad especially if there is a good payment history to be seen


What should you consider before making a choice of which Visa credit card to apply?

You should think about how good you are at paying off your credit card month to month when considering a credit card. If you pay off your credit card well, you can look at getting a rewards card of some kind. If you usually leave a balance, you should look for a card with a lower interest rate from Visa.


Which credit card should people with no prior credit history look for?

When one is looking for a credit card, and that person has no prior credit history, the most important things to look for are low interest and high insurance.


Can you get a credit card just by walking into a bank and applying for one?

Yes, if you have established credit or good credit. If you have poor credit or you're credit is new, you most likely won't get approved for one. If you have poor or no credit, look for Capital One credit card mailers. They do have annual fees, but usually they are the credit builder cards.


How can an individual apply for a City credit card?

Now that we are in the technology age things have mostly all gone online. And applying for a credit card is no exception. So to apply for a City credit card you can either look up their number online and give them a call, or you can go to their website and fill out the application there.


When I look at my credit card statement online why does the available credit show less than the actual credit limit?

The difference between the two should be what has been charged to the card.


Would closing a credit card damage my credit score?

Yes closing a credit card can damage your credit score. But as long as everything else is good it should not affect you credit rating to much. Look for tips to keep a good credit card rating.


Does applying for a credit card ruin your credit if you do not have credit to start with?

No, not if you are applying for only one. If you apply for multiple cards, even if you get them ALL, that looks bad. (It might look like you are planning on running up a lot of those new cards and getting in way over your head in debt. And then being unable to repay.) Applying for one makes good sense.


What are the requirements for qualifying for a Nedbank credit card?

It soley depends on the type of card one is applying for. For the classic card, one must have an incomeat least R36 000.00. Nedbank will also look at the account activity on existing accounts.


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