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If you have no credit record, chances are that your APR on a loan will be higher than what would be charged to those who have stable credit ratings. The reason for this is because without any credit history, you could be considered "high risk" ... granted one cannot get credit history without having credit, but the credit determination is often black and white - you either fall into one category or the other - there are no gray areas when dealing with credit or credit history.
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What is the APR rate on the newest Discover Credit Card?
Discover Credit Card offers an intorductory purchase and transfer APR of 0%. After 15 months at 0% APR, the APR will change to a variable purchase APR. The APR will vary from 11.99% to 19.99%.
What is a good APR?
It depends on what you are getting credit for. A home loan with an APR less than 5.5% is good. A credit card with an APR of 15% or less is good.
Does having bad credit affect your APR for a new car or home?
Bad credit will affect your APR on any new loan. Most banks use a tiered credit system to determine APR.
Where can one get a zero percent apr credit card?
One can get a zero percent apr credit card by going to the Credit Cards website. The website offers a number of credit cards deals including ones that have zero percent apr.
Where can one find a 0 percent APR credit card?
A great place to start searching for a 0% APR credit card is Get Rich Slowly's article on the best 0% APR credit cards of 2013. They compare the various 0% APR credit cards to show the benefits or disadvantages of each.
What is the APR on a goldfish credit card?
The annual percentage rate or APR on a goldfish credit card can be as low as 16.9% if you apply for the platinum membership. The APR on a standard credit card is 19.9%.
What is the APR rate on the newest Discover Credit Card?
Discover Credit Card offers an intorductory purchase and transfer APR of 0%. After 15 months at 0% APR, the APR will change to a variable purchase APR. The APR will vary from 11.99% to 19.99%.
What is a good APR?
It depends on what you are getting credit for. A home loan with an APR less than 5.5% is good. A credit card with an APR of 15% or less is good.
Does having bad credit affect your APR for a new car or home?
Bad credit will affect your APR on any new loan. Most banks use a tiered credit system to determine APR.
Where can one get a zero percent apr credit card?
One can get a zero percent apr credit card by going to the Credit Cards website. The website offers a number of credit cards deals including ones that have zero percent apr.
Where can one find a 0 percent APR credit card?
A great place to start searching for a 0% APR credit card is Get Rich Slowly's article on the best 0% APR credit cards of 2013. They compare the various 0% APR credit cards to show the benefits or disadvantages of each.
What is the typical APR on a Bank of Scotland credit card?
APR makes it easy for customers to compare different credit products before deciding what is best for you. The typical APR on a Bank of Scotland credit card is 17.9%
Where can the lowest APR credit card be found in the UK?
Qualifying for a credit card with a low APR requires very good credit and sufficient income. In the United Kingdom, the credit card that meets that standard is currently the Sainsbury Cashback credit card, with a 7.8 percent APR.
Where is it possible to get credit cards with low APR?
There are several places where a person can get a credit card with a low APR. Websites such as Capitol One, American Express, Bank of America, and Discover all have credit cards with low APR.
What is the apr on a credit card?
It varies - according to the issuer. A typical APR is around 19.8% for a credit card, or 37.5% for a store card.
What banks issue APR credit cards?
The APR credit cards are issued by different banks, such as Bank of America, TD Bank and Union Bank. APR is annual percentage rate and it gives many benefits to the credit card users.
Where can one find information concerning credit cards with the best APR?
You can find information concerning credit cards with the best APR online at the Credit Cards website. Once on the page, click on "0% APR" in the left navigation menu.
