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Buy is that time is right to buy the stock NOW. Accumulate is that if you hold the stock keep it but be vigilant about the right time to get more; eg. time is not right to buy immediately but it is a good stock and keep and eye for an opportunity to buy (e.g suddent price drop)

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Q: What is the difference between the terms 'accumulate' and 'buy' in terms of buying stocks?
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