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It is safe to say most loan companies have a standard set of rules. Calling that particular company and speaking with someone over the phone or in person would be the best answer to this question.

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Q: What is the criteria for obtaining a personal loan from Lloyds TSB?
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What are the eligibility criteria for obtaining a personal loan in the UK?

To obtain a personal loan in the UK, you typically need to be at least 18 years old, have a regular income, and a good credit history. Lenders will also consider your employment status and ability to repay the loan.


What are the options available for obtaining a personal finance loan?

The options for obtaining a personal finance loan include banks, credit unions, online lenders, and peer-to-peer lending platforms.


What are the best options for obtaining a personal loan for a home remodel project?

The best options for obtaining a personal loan for a home remodel project include applying for a home equity loan, a personal line of credit, or a personal loan from a bank or credit union. It's important to compare interest rates, terms, and fees before choosing a loan option.


What are the total fees and charges associated with obtaining a personal loan?

The total fees and charges associated with obtaining a personal loan include interest rates, origination fees, late payment fees, and prepayment penalties. It is important to carefully review and understand all the fees before agreeing to a personal loan.


What are the requirements for obtaining a home equity loan for a mobile home?

The requirements for obtaining a home equity loan for a mobile home typically include having good credit, sufficient equity in the mobile home, and meeting the lender's income and debt-to-income ratio criteria. Additionally, the mobile home must be considered real property and not personal property.

Related questions

What are the eligibility criteria for obtaining a non-repayable loan?

Eligibility criteria for obtaining a non-repayable loan typically include demonstrating financial need, meeting specific qualifications or criteria set by the lender, and sometimes having a good credit history. These loans do not need to be paid back, but they may have specific requirements or restrictions.


Which organisations in the UK offer free advice on obtaining a personal loan for the purpose of debt consolidation?

In the UK there are several organizations that offer free advice on obtaining a personal loan for the purpose of debt consolidation. You can talk to your loans officer from your bank to help you decide if a personal loan is a good idea.


From where can one obtain a personal loan in the UK?

One can obtain a personal loan in the UK on websites or at companies like Guardian, Independent UK, Post Office, U-Switch, Lloyds TSB, Santader or HSBC.


Where can one sign up for a self-employed personal loan?

One can apply for a self-employed personal loan at most High Street banks, such as Lloyds or NatWest. One will need evidence that one can repay any loan and collateral may be required.


What are some disadvantages to obtaining fast cash personal loans?

There are several disadvantages to obtaining a fast cash personal loan, specifically the high levels of interest one will have to pay back. One needs to make sure the loan is from a reputable company.


Where could a person go to get a personal loan in the UK?

For United Kingdom residents, obtaining a personal loan requires many factors, most practically an institution that will loan the money. Locations for this include Halifax, Tesco Bank, and Derbyshire.


Where could one obtain a personal loan with no credit check?

Some financial establishments do offer personal loans without obtaining a credit check first. Some of these include Elephant Loan, Arvco and Boca Raton.


What are the eligibility criteria for obtaining a Credit Suisse loan?

To be eligible for a Credit Suisse loan, you typically need to have a good credit score, stable income, and meet the bank's specific requirements for income and debt-to-income ratio. Additional criteria may include a minimum age requirement and residency status.


What is the eligibility criteria for applying for a personal loan in UAE?

To get a personal loan without salary transfer in UAE you should have a minimum monthly income of AED 25,000. Most banks and finance companies in UAE offer this loan option but you should check with your lending agency.


What is the personal loan interest rates in India?

Buddy Loan is renowned for its approval rate. Over 80% of approvals are personal loans that meet the eligibility criteria at Buddy Loan. In most cases, you will find that the interest rate is a matter of objection for heavy pay-outs and longer tenures. But at Buddy Loan, you can choose a lender and customise the tenure and EMI based on your income.


Are online mortgage lenders safe to use for obtaining a home loan?

Yes, online mortgage lenders can be safe to use for obtaining a home loan as long as you research the lender's reputation, verify their credentials, and ensure they have proper security measures in place to protect your personal information.


What are the minimum and maximum loan amounts for Salaried Personal Loans?

What are the minimum and maximum loan amounts for Salaried Personal Loans?The Loan is depends on their requirement. Personal loan is an unsecured loan which is offered by various private financial companies like Mudrakwik Link , Loanmart as well as MoneyTap. The personal loan disbursement happens on the key criteria such as:Documentation Procedure1. Salary Slip of the back Last Month2. Your ID and address proof3. Minimum age should be in 214. Details of CustomerApproval Time of Personal Loan: 1 to 2 Working DaysThe Maximum loan amount is 10, 00,000/