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It is a Goetz pay telephone token circa 1914.

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Q: What is a YS and S Co?
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Can a co-signer of the mortgage be an Australian?

No. A U. S. lender would require a co-signer who is local and subject to U. S. law. The purpose of requiring a co-signer is to make certain the loan will be paid in the case of a default by the primary borrower. A co-signer in Australia would be out of reach.No. A U. S. lender would require a co-signer who is local and subject to U. S. law. The purpose of requiring a co-signer is to make certain the loan will be paid in the case of a default by the primary borrower. A co-signer in Australia would be out of reach.No. A U. S. lender would require a co-signer who is local and subject to U. S. law. The purpose of requiring a co-signer is to make certain the loan will be paid in the case of a default by the primary borrower. A co-signer in Australia would be out of reach.No. A U. S. lender would require a co-signer who is local and subject to U. S. law. The purpose of requiring a co-signer is to make certain the loan will be paid in the case of a default by the primary borrower. A co-signer in Australia would be out of reach.


Are co-borrowers and co-signers the same?

It is my understanding that a co-borrower is a person who will also avail of the loan and shares the responsibility of repaying it, while a co-signer guarantees that the borrower(s) will repay the loan, and will be resonsible for it if the borrower does not repay it.


Does being a co borrower mean having the same rights to the property as a borrower?

No, the agreement of the co-borrower is independent of the deed/title. Being a co-borrower means that you share the responsibility of the loan on the property, but the property ultimately belongs to whoever is listed as owner(s) on the title or deed.


How is a cosigner affected when the primary signer is late on a payment?

The late payment(s) will show on the co-signer's credit report. If the loan defaults, the company can look for the co-signer to pay the remainder. Co-signing is very risky if the primary borrower has poor credit--it reflects poor payment habits.


What are the legal differences between a co-borrower co-maker co-signer and guarantor?

A co-borrower, co-maker, or co-signer make a promise to a lender to repay a note or complete an agreement. The co-borrower, co-maker, or co-signer are generally not the primary recipient of the note or agreement but simply provide additional guarantees to the lender. This is usually done when the borrower, maker, or primary signer does not provide sufficient security or confidence to the lender.

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