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Many credit card issuers will either close the account or reduce the amount of available credit if a card is not used once in a while. The preferred frequency of usage is often arbitrary. However, using a card occasionally and then paying it off right away--within a day or two--would usually avoid any interest and keep the account alive.

If one already has an account, the available credit helps to improve one's credit score. Therefore, it is important to keep the account alive.

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Q: What happens if you have no activity in credit card?
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