What happens if you don't pay an online payday loan?

Answer 1

Generally, the payday lender will conduct collection processes in order to receive their money. Some lenders will sell the debt to a third-party collector and some will do the collection themselves.

Depending on the situation (and the amount of money involved), the lender may sue you in order to get a judgment to pay them.

If this is the first time that you have not paid a payday loan, you will likely get harassed for a while, but they will be unlikely to come after you.

If this is the second time that you have not paid a payday loan and you are working with the same company, they will most certainly come after you for the money.